511 Willow Ln, Cadiz, KY 42211 Property Records

Trigg County property record for 511 Willow Ln, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 660 sqft · built 1979
Lot Size	0.31 acres (13,618 sqft)
Owner	Company Name on File
Last Sale	$405,000 (Oct 2023)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Oct 2023 Sale & Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S-2-40-15B-1`

Property Details

APN / Parcel Number

Primary APN	`S-2-40-15B-1`
Alternative APN	`205386`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	660 sqft Living Area
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,618 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	511 WILLOW LN
City	CADIZ
State	KY
Zip	42211-8056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKCASTLE SHORES 15B-1
Legal Subdivision	ROCKCASTLE SHORES SUBDIVISION
Legal Lot Number	15B-1
Jurisdiction	TRIGG KY
Township / Civil Division	CERULEAN
Census Block Group	2
Census Block	2011
Census Tract	970100

Owner

511 Willow Ln is owned by a company that bought it in October 2023.

Source: Trigg County records, as of April 20, 2026

Owner of Record	Company Name on File
Mailing Address	435 STATE ROUTE 1554, OWENSBORO, KY 42301-8424
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed, Transfer · Line of Credit THE GERMAN AMERICAN BANK
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Apr 14, 2021 · Amount on File
Deed Document Number	2023303158
Deed Book / Page	329 / 141
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Oct 12, 2023
Property Address	511 WILLOW LN, CADIZ, KY 42211-8056
Document Number	00D329/141
Book / Page	D329 / 141
Map Reference	CAB A SL 45
Instrument Date	Sep 27, 2023
Instrument	303158
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1481 RIDGE RD, PRINCETON, KY 42445-5440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 STATE ROUTE 1554, OWENSBORO, KY 42301-8424

Mortgage

Document Number	0000303159
Date	Oct 12, 2023
Instrument	303159

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 27, 2048

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRIGG KY
Recording Date	Sep 9, 2019
Property Address	511 WILLOW LN, CADIZ, KY 42211-8056
Document Number	00D306/543
Book / Page	D306 / 543
Map Reference	CAB A SL 45
Instrument Date	Sep 3, 2019
Instrument	201759
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11631 CEDARWOOD CT, 11631, EVANSVILLE, IN 47712-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5011 UPTON RD, MOUNT VERNON, IN 47620-8824

Mortgage

Document Number	0000201760
Date	Sep 9, 2019
Instrument	201760

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 511 Willow Ln was $3,479.

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,479.00	$396,000	$396,000
2023	$2,803.00 (-2.03%)	$291,000 (-)	$291,000 (-)
2022	$2,861.00	$291,000	$291,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Willow Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Willow Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000

May also be available: Mediacom Xtream.

Cell Coverage

No cell data coverage reported

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