511 Wilber St, Elgin, IL 60123 Property Records

Kane County property record for 511 Wilber St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1923
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Company Names on Record
Last Sale	$115,000 (Sep 2017)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Sep 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-23-282-003`

Property Details

APN / Parcel Number

Primary APN	`06-23-282-003`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	511 WILBER ST
City	ELGIN
State	IL
Zip	60123-7647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORGAN PARK ADDN LOT 8 BLOCK 1
Legal Subdivision	MORGAN PARK ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4015
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3738 W 64TH ST, INGLEWOOD, CA 90302-1455
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2017 · Amount on Record
Deed Sale	Sep 7, 2017 · Amount on Record
Deed Document Number	201746865
Prior Transfer Date	Aug 29, 2017
Prior Transfer Doc	0000046865
Record Updated	Oct 29, 2026

September 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Sep 7, 2017
Property Address	511 WILBER ST, ELGIN, IL 60123-7647
Document Number	0000046865
Instrument Date	Aug 29, 2017
Instrument	46865
Transaction Type	Foreclosure
Record Updated	Sep 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3738 W 64TH ST INGLEWOOD CA 903021455, INGLEWOOD, CA 90302-1455

Mortgage

Document Number	46866
Date	Sep 7, 2017
Instrument	46866

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Interest

Rate	5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,378.00 (+15.76%)	$65,398 (+8.57%) Land $15,540 Building $49,858	$196,273 (+8.57%) Land $46,639 Building $149,634
2024		$60,235 (+21.39%) Land $14,313 Building $45,922	$180,777 (+21.44%) Land $42,956 Building $137,821
2022	$3,782.00 (+4.97%) Homeowner's exemption	$49,620 (+6.96%) Land $11,791 Building $37,829	$148,860 (+6.96%) Land $35,373 Building $113,487
2021	$3,603.00 Homeowner's exemption	$46,391 Land $11,024 Building $35,367	$139,173 Land $33,072 Building $106,101

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20