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511 White Oak Dr, Naperville, IL 60540 Property Records

DuPage County property record for 511 White Oak Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,666 sqft · built 2006
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$1,525,000 (May 2023)
Tax Bill$30,576 (2025)
Deeds & MortgagesMay 2023 Sale
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-19-203-022

Property Details

APN / Parcel Number

Primary APN08-19-203-022
Alternative APN
  • 0819203018

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area5,666 sqft Living Area
Gross Area6,580 sqft
1st Floor Area2,164 sqft
2nd Floor Area2,252 sqft
Basement Area2,164 sqft
Finished Basement1,250 sqft
Unfinished Basement914 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleFrench
Lot Area12,632 sqft (0.29 acres)
Garage Area633 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address511 WHITE OAK DR
CityNAPERVILLE
StateIL
Zip60540-5540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionKRAUSES SUB NUMBER 1 ALL
Legal SubdivisionKRAUSES SUB
Legal Lot Number1
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2014
Census Tract846209

Owner

511 White Oak Dr is owned by two individuals who bought it in May 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address25W275 WOODSTOCK CT, NAPERVILLE, IL 60540-3427
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Oct 31, 2019Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2023 · Amount on File
Deed SaleMay 24, 2023 · Amount on File
Prior SaleMay 16, 2022 · Amount on File
Deed Document Number202331834
Prior Transfer DateSep 9, 2002
Prior Transfer Doc0000253172
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 24, 2023
Property Address511 WHITE OAK DR, NAPERVILLE, IL 60540-5540
Document Number0000031834
Map ReferenceDOC R2005-171827
Instrument DateMay 15, 2023
InstrumentR2023-031834
Transaction TypeTransfer
Record UpdatedJun 8, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$1,525.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address511 WHITE OAK DR, NAPERVILLE, IL 60540-5540

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address511 WHITE OAK DR, NAPERVILLE, IL 60540-5540
InvestorPossibly a Property Investor

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 16, 2022
Property Address511 WHITE OAK DR, NAPERVILLE, IL 60540-5540
Document Number0000048271
Map ReferenceDOC R2005-171827
Instrument DateApr 28, 2022
InstrumentR2022-048271
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address511 WHITE OAK DR, NAPERVILLE, IL 60540-5540

Mortgage

Document Number0000048272
DateMay 16, 2022
InstrumentR2022-048272
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address511 WHITE OAK DR, NAPERVILLE, IL 60540-5540
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099776
DateOct 31, 2019
InstrumentR2019-099776
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueNov 1, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 511 White Oak Dr was $30,576.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,576.00$531,924 Land $171,893 Building $360,031$1,595,772 Land $515,679 Building $1,080,093
2022$28,561.00 Homeowner's exemption$447,310 Land $144,550 Building $302,760$1,341,930 Land $433,650 Building $908,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 White Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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