511 Westminster Dr, Clayton, NC 27520 Property Records

Johnston County property record for 511 Westminster Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,763 sqft · built 1994
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2022)
Tax Bill	$3,151 (2026)
Deeds & Mortgages	Jul 2026 Sale Jan 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05H03026R`

Property Details

APN / Parcel Number

Primary APN	`05H03026R`
Alternative APNs	`2000170222` `2000249088`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,763 sqft Living Area
Gross Area	2,431 sqft
1st Floor Area	765 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000249088
Street Address	511 WESTMINSTER DR
City	CLAYTON
State	NC
Zip	27520-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 18 COBBLESTONE P1 40/301
Legal Subdivision	COBBLESTONE PH 01
Legal Lot Number	18
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2013
Census Tract	41001

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 WESTMINSTER DR, CLAYTON, NC 27520-2960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 15, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Feb 27, 2001 · Amount on Record
Deed Document Number	2022805424
Deed Book / Page	6233 / 795
Prior Transfer Date	Apr 11, 2013
Prior Transfer Doc	0000381424
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 31, 2026
Property Address	511 WESTMINSTER DR, CLAYTON, NC 27520-2960
Document Number	0000025329
Book / Page	7164 / 237
Instrument Date	Jul 24, 2026
Instrument	202625329
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	511 WESTMINSTER DR, CLAYTON, NC 27520-2960

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	511 WESTMINSTER DR, CLAYTON, NC 27520-2960
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 WESTMINSTER DR, CLAYTON, NC 27520-2960

Mortgage

Document Number	0000001241
Date	Jan 15, 2025
Book Page	DEED6811/237
Instrument	2025001241

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2045

Interest

Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 13, 2022
Property Address	511 WESTMINSTER DR, CLAYTON, NC 27520-2960
Document Number	0000805424
Book / Page	6233 / 795
Map Reference	MB 40 PG 301
Instrument Date	Apr 11, 2022
Instrument	2022805424
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 WESTMINSTER DR, CLAYTON, NC 27520-2960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 WESTMINSTER DR, CLAYTON, NC 27520-2960

Mortgage

Document Number	0000805425
Date	Apr 13, 2022
Instrument	2022805425

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,151.00 (-0.97%)	$315,120 (-) Land $70,000 Building $245,120	$315,120 (-) Land $70,000 Building $245,120
2025	$3,182.00 (+27.59%)	$315,120 (+62.94%) Land $70,000 Building $245,120	$315,120 (+62.94%) Land $70,000 Building $245,120
2023	$2,494.00	$193,400 Land $38,500 Building $154,900	$193,400 Land $38,500 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLAYTON serves 30,876 people · EPA ID NC0351020
Water Source	Purchased surface water from JOHNSTON CO-WEST
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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