Bergen County and Ramsey Borough property record for 511 Washington Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 640 sqft · built 1964 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Nov 2025) |
| Tax Bill | $4,861 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04601-0000-00005-0000-C0511 |
| Primary APN | 48-04601-0000-00005-0000-C0511 |
|---|---|
| Alternative APNs |
|
| Building Area | 640 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Condo/Apartment |
| Lot Area | 28,750 sqft (0.66 acres) |
| Old Parcel Number | 48046010000000050000C005K |
|---|---|
| Street Address | 511 WASHINGTON DR |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.660AC |
| Legal Subdivision | WASHINGTON DRIVE |
| Legal Block | 4601 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 44202 |
511 Washington Dr is owned and occupied by an individual who bought it in November 2025.
Source: Bergen County and Ramsey Borough records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 WASHINGTON DR, RAMSEY, NJ 07446-1544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 26, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Feb 20, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on File |
| Deed Sale | Nov 19, 2025 · Amount on File |
| Prior Sale | Oct 26, 2020 · Amount on File |
| Deed Document Number | 202578784 |
| Deed Book / Page | 5650 / 612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 19, 2025 |
| Property Address | 511 WASHINGTON DR, RAMSEY, NJ 07446-1544 |
| Document Number | 0056500612 |
| Book / Page | 5650 / 612 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025078784 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NATIONAL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,637.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 CLAYTON AVE, TOMS RIVER, NJ 08755-3205 |
| Name | Verified Name |
|---|---|
| Address | 511 WASHINGTON DR, RAMSEY, NJ 07446-1544 |
| Investor | Possibly a Property Investor |
| Document Number | 2025078785 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025078785 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 26, 2020 |
| Property Address | 511 WASHINGTON DR, RAMSEY, NJ 07446-1544 |
| Document Number | 0037891632 |
| Book / Page | 3789 / 1632 |
| Map Reference | MB 6811 PG 590 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 20-110173 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $868.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 SLEEPY HOLLOW RD, 31, UPPER SADDLE RIVER, NJ 07458-1225 |
| Name | Verified Name |
|---|---|
| Address | 511 WASHINGTON DR, RAMSEY, NJ 07446-1544 |
| Document Number | 0020110174 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 20-110174 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 20, 2018 |
| Property Address | 511 WASHINGTON DR, RAMSEY, NJ 07446-1544 |
| Document Number | 0028681069 |
| Book / Page | 002868 / 001069 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $188.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 511 WASHINGTON DR RAMSEY NJ 074461544, RAMSEY, NJ 07446-1544 |
The 2025 property tax bill for 511 Washington Dr was $4,861, up 18.5% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,900 (+4.57%) Land $160,000 Building $86,900 | $246,900 (+4.57%) Land $160,000 Building $86,900 | |
| 2025 | $4,861.00 (+18.47%) | $236,100 Land $150,000 Building $86,100 | $236,100 Land $150,000 Building $86,100 |
| 2024 | $4,103.00 | ||
| 2023 | $145,400 Land $85,000 Building $60,400 | $145,400 Land $85,000 Building $60,400 | |
| 2022 | $3,813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Washington Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Washington Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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