511 Walnut Ct, Waverly, IA 50677 Property Records

Bremer County property record for 511 Walnut Ct, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,098 sqft · built 2012
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Trust Names on File
Last Sale	$140,000 (Jun 2021)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-15-400-037`

Property Details

APN / Parcel Number

Primary APN	`09-15-400-037`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Basement Area	1,098 sqft
Finished Basement	500 sqft
Unfinished Basement	1,098 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Porch	Slab
Porch Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	511 WALNUT CT
City	WAVERLY
State	IA
Zip	50677-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-91-14 HEARTLAND HILLS UNIT 511
Legal Range	14W
Legal Township	91N
Legal Section	15
Legal Subdivision	HEARTLAND HILLS
Legal Lot Number	U511
Jurisdiction	BREMER IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3018
Census Tract	4600

Owner

511 Walnut Ct is owner-occupied and held in a trust since September 2025.

Source: Bremer County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	202 CEDAR AVE, WAVERLY, IA 50677-9636
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Commercial Mortgage GREENSTATE CU
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jun 18, 2021	Warranty Deed, Transfer · Construction Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Prior Sale	Aug 28, 2012 · Amount on File
Deed Document Number	20213044
Last Transfer Date	Sep 26, 2025
Transfer Doc	0000003241
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	511 WALNUT CT, WAVERLY, IA 50677-9247
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252821
Date	Sep 2, 2025
Instrument	20252821

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 15, 2030

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	511 WALNUT CT, WAVERLY, IA 50677-9247
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213046
Date	Jun 18, 2021
Instrument	20213046

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 5, 2031

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Jun 18, 2021
Property Address	511 WALNUT CT, WAVERLY, IA 50677-9247
Document Number	0020213044
Map Reference	DOC 20061429
Instrument Date	Jun 11, 2021
Instrument	20213044
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 WALNUT CT, WAVERLY, IA 50677-9247

Mortgage

Document Number	0020213045
Date	Jun 18, 2021
Instrument	20213045

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 5, 2031
Change Frequency	Annually
Min Rate At Change	4.88%
Max Rate At Change	4.88%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 511 Walnut Ct was $1,810 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 Homeowner's exemption	$167,750 Land $13,980 Building $153,770	$167,750 Land $13,980 Building $153,770
2023		$134,030 Land $13,980 Building $120,050	$134,030 Land $13,980 Building $120,050
2022	$1,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Walnut Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	25 (1993–2024)
Claims Outside the SFHA	7 of 25
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2016 · 7 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Walnut Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAINTS AVENUE APARTMENTS private · serves 125 people · EPA ID IA0990990
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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