511 W Mill St, Ava, IL 62907 Property Records

Jackson County property record for 511 W Mill St, Ava, IL 62907

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$143,000 (Sep 2019)
Tax Bill	$3,664 (2022)
Deeds & Mortgages	Sep 2022 Refinance Oct 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-156-028`

Property Details

APN / Parcel Number

Primary APN	`02-25-156-028`
Alternative APN	`02-25-156-028-0040`

Location & Zoning

Street Address	511 W MILL ST
City	AVA
State	IL
Zip	62907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM 025-156-007,008,009,021,022 &027 BEG PT 12' W OF SE COR LT 4 DEANS ADD N 222' E 262' S 222' TH W 262' TO POB PT SW1/4 NW
Legal Subdivision	DEANS ADD
Legal Block	B
Legal Lot Number	1,2,4 4
Jurisdiction	JACKSON IL
Township / Civil Division	BRADLEY
Census Block Group	2
Census Block	2040
Census Tract	10100

Owner

Source: Jackson County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 W MILL ST, AVA, IL 62907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MURPHY WALL STATE BANK
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MURPHY WALL STATE BANK
Sep 26, 2019	Grant Deed, Construction Loan · Line of Credit MURPHY-WALL ST BK&TR
Oct 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 6, 2017	Quit Claim Deed, Transfer JACKSON COUNTY ABSTRACT, JACKSON CNTY ABS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	2019R004505
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	511 W MILL ST, AVA, IL 62907
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004193
Date	Sep 8, 2022
Instrument	2022R004193

Lender

Name	MURPHY WALL STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2027

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	511 W MILL ST, AVA, IL 62907
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004688
Date	Oct 1, 2020
Instrument	2020R004688

Lender

Name	MURPHY WALL STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JACKSON IL
Recording Date	Sep 26, 2019
Property Address	511 W MILL ST, AVA, IL 62907
Document Number	0000004505
Instrument Date	Sep 13, 2019
Instrument	4505
Transaction Type	Construction Loan
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 W MILL ST AVA IL 62907, AVA, IL 62907
Investor	Possibly a Property Investor

Mortgage

Document Number	4506
Date	Sep 26, 2019
Instrument	4506

Lender

Name	MURPHY-WALL ST BK&TR
Type	Bank
Address	CARTERVILLE, IL 62918

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.75%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON IL
Recording Date	Oct 11, 2017
Property Address	511 W MILL ST, AVA, IL 62907
Document Number	0000004745
Instrument Date	Sep 18, 2017
Instrument	4745
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	513 W MILL ST AVA IL 629072474, AVA, IL 62907-2474

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON IL
Recording Date	Sep 28, 2017
Property Address	511 W MILL ST, AVA, IL 62907
Document Number	0000004529
Instrument Date	Sep 1, 2017
Instrument	4529
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 W MILL ST AVA IL 629072474, AVA, IL 62907-2474

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON IL
Recording Date	Jun 6, 2017
Property Address	511 W MILL ST, AVA, IL 62907
Document Number	0000002746
Instrument Date	May 16, 2017
Instrument	2746
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	JACKSON COUNTY ABSTRACT, JACKSON CNTY ABS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	513 W MILL ST AVA IL 629072474, AVA, IL 62907-2474

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ava City
County	Jackson County
County Subdivision	Bradley Township
Unified School District	Trico Community Unit School District 176 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,664.00 Homeowner's exemption	$48,305 Land $11,990 Building $36,315	$144,915 Land $35,970 Building $108,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORAVILLE WATER DISTRICT serves 1,108 people · EPA ID IL0775250
Water Source	Purchased surface water from KINKAID AREA WATER SYSTEM
Last State Inspection	May 2025
Also Mapped Here	AVA
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BLIP Networks Fixed Wireless	500 / 500
Wisper ISP Fixed Wireless	400 / 30
Frontier DSL	115 / 7

May also be available: ClearWave, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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