Scott County property record for 511 W Main St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2,600 sqft |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jun 2021) |
| Tax Bill | $2,620 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-30-013.000 |
| Primary APN | 166-30-013.000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,600 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Stone |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 511 W MAIN ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 51 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40208 |
Source: Scott County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 511 W MAIN ST, GEORGETOWN, KY 40324-1395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on Record |
| Deed Sale | Jun 10, 2021 · Amount on Record |
| Prior Sale | Aug 23, 2011 · Amount on Record |
| Deed Document Number | 437223 |
| Deed Book / Page | D424 / 666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 10, 2021 |
| Property Address | 511 W MAIN ST, GEORGETOWN, KY 40324-1395 |
| Document Number | D424/666 |
| Book / Page | D424 / 666 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 437223 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 CANEWOOD BLVD, 112, GEORGETOWN, KY 40324-9188 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 511 W MAIN ST, GEORGETOWN, KY 40324-1395 |
| Document Number | 437224 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 437224 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 511 W MAIN ST, GEORGETOWN, KY 40324-1395 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M1507/342 |
|---|---|
| Date | May 8, 2020 |
| Book Page | M1507/342 |
| Instrument | 415980 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2040 |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,620.00 (+2.79%) | $294,200 (+4.62%) | $294,200 (+4.62%) |
| 2023 | $2,549.00 (+6.88%) | $281,200 (+2.25%) Land $60,000 Building $221,200 | $281,200 (+2.25%) Land $60,000 Building $221,200 |
| 2022 | $2,385.00 | $275,000 Land $55,000 Building $220,000 | $275,000 Land $55,000 Building $220,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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