Ogle County property record for 511 W Locust St, Polo, IL 61064
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.207 acres (9,015 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,721 (2025) |
| Deeds & Mortgages | Apr 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-16-130-001 |
| Primary APN | 14-16-130-001 |
|---|
| Lot Area | 9,015 sqft (0.207 acres) |
|---|
| Street Address | 511 W LOCUST ST |
|---|---|
| City | POLO |
| State | IL |
| Zip | 61064-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: LOT 10 OF RE SURV OF BLK 3 BARBERS 2ND ADD CITY OF POLO |
| Legal Subdivision | BARBERS SECOND ADD |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BUFFALO |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 961500 |
511 W Locust St is owned and occupied by an individual.
Source: Ogle County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 W LOCUST ST, POLO, IL 61064-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 511 W LOCUST ST, POLO, IL 61064-1410 |
| Document Number | 0000002250 |
| Instrument Date | Apr 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 511 W LOCUSTST POLO IL 61064, POLO, IL 61064 |
| Document Number | 0000002250 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2250 |
| Name | FIRST ST BK/SHANNON-POLO |
|---|---|
| Type | Bank |
| Address | POLO, IL 61064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 23, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 511 W Locust St was $4,721.
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ogle County |
| County Subdivision | Buffalo Township |
| Municipality | Polo City |
| Unified School District | Polo Community Unit School District 222 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,721.00 | $57,607 Land $7,513 Building $50,094 | $172,821 Land $22,539 Building $150,282 |
| 2023 | $56,907 Land $7,422 Building $49,485 | $170,721 Land $22,266 Building $148,455 | |
| 2022 | $4,203.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 W Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 511 W Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLO serves 2,355 people · EPA ID IL1410450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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