511 W Central Ave, Spokane, WA 99205 Property Records

Spokane County property record for 511 W Central Ave, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,603 sqft · built 1951
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2026)
Tax Bill	$3,036 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36311.1903`

Property Details

APN / Parcel Number

Primary APN	`36311.1903`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	916 sqft
Basement Area	916 sqft
Finished Basement	687 sqft
Unfinished Basement	229 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	511 W CENTRAL AVE
City	SPOKANE
State	WA
Zip	99205-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ROSENDALE ADD L3 B3
Legal Range	43E
Legal Township	26N
Legal Section	31
Legal Subdivision	ROSENDALE ADD
Legal Block	3
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3026
Census Tract	500

Owner

511 W Central Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 W CENTRAL AVE, SPOKANE, WA 99205-6414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage INLAND NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Jun 29, 2015 · Amount on File
Deed Document Number	20267496754
Prior Transfer Date	Oct 15, 1998
Prior Transfer Doc	0004285326
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 22, 2026
Property Address	511 W CENTRAL AVE, SPOKANE, WA 99205-6414
Document Number	0007496754
Instrument Date	Jun 18, 2026
Instrument	20267496754
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 W CENTRAL AVE, SPOKANE, WA 99205-6414
Investor	Possibly a Property Investor

Mortgage

Document Number	0007496755,
Date	Jun 22, 2026
Instrument	20267496755

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	511 W CENTRAL AVE, SPOKANE, WA 99205-6414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006673724
Date	Jan 10, 2018
Instrument	6673724

Lender

Name	INLAND NORTHWEST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 511 W Central Ave was $3,036, up 3.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,036.00 (+3.27%)	$300,200 Land $80,000 Building $220,200	$300,200 Land $80,000 Building $220,200
2025	$2,940.00
2024		$316,000 (+28.51%) Land $70,000 Building $246,000	$316,000 (+28.51%) Land $70,000 Building $246,000
2023	$3,092.00 (+7.4%)	$245,900 Land $55,000 Building $190,900	$245,900 Land $55,000 Building $190,900
2022	$2,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 W Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 511 W Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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