511 W 6th St, Duluth, MN 55806 Property Records

St. Louis County property record for 511 W 6th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,360 sqft · built 2008
Lot Size	0.16 acres (7,005 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2008)
Tax Bill	$5,548 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1310-01940`

Property Details

APN / Parcel Number

Primary APN	`010-1310-01940`
Alternative APN	`866358`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Gross Area
1st Floor Area	1,360 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,005 sqft (0.16 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	866358
Street Address	511 W 6TH ST
City	DULUTH
State	MN
Zip	55806-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/3 OF LOT 85 & SLY 90 FT OF LOT 87 SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIV
Legal Block	75
Legal Lot Number	85,87
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	1800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 W 6TH ST, DULUTH, MN 55806-2447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Oct 15, 2019	Loan Modification, Mortgage · Line of Credit HARBOR POINTE CU
Oct 15, 2019	Loan Modification, Mortgage · Conventional Mortgage HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2008 · Amount on Record
Deed Sale	May 23, 2008 · Amount on Record
Prior Sale	May 23, 2008 · Amount on Record
Deed Document Number	20081081323
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	511 W 6TH ST, DULUTH, MN 55806-2447
Document Number	00A1401911
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 W 6TH ST DULUTH MN 558062447, DULUTH, MN 55806-2447

Mortgage

Document Number	00A1401911
Date	Jan 25, 2021
Instrument	A1401911

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	511 W 6TH ST, DULUTH, MN 55806-2447
Document Number	00T1016303
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 W 6TH ST DULUTH MN 558062447, DULUTH, MN 55806-2447

Mortgage

Document Number	00T1016303
Date	Oct 16, 2019
Instrument	T1016303

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2024

Interest

Rate Type	Adjustable Rate

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	511 W 6TH ST, DULUTH, MN 55806-2447
Document Number	00A1365827
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 W 6TH ST DULUTH MN 558062447, DULUTH, MN 55806-2447

Mortgage

Document Number	00A1365827
Date	Oct 21, 2019
Instrument	A1365827

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,548.00 (+9.17%)
2025	$5,082.00 (+5.57%)	$418,000 (+12.85%) Land $111,400 Building $306,600	$418,000 (+12.85%) Land $111,400 Building $306,600
2024	$4,814.00	$370,400 (+17.1%) Land $108,100 Building $262,300	$370,400 (+17.1%) Land $108,100 Building $262,300
2022		$316,300 Land $98,000 Building $218,300	$316,300 Land $98,000 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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