511 W 3rd St, Tipton, IA 52772 Property Records

Cedar County property record for 511 W 3rd St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,112 sqft · built 1900
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on Record
Last Sale	$74,500 (Jul 2023)
Tax Bill	$1,442 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048010012780030`

Property Details

APN / Parcel Number

Primary APN	`048010012780030`
Alternative APN	`48504801001278003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
Basement Area	208 sqft
Unfinished Basement	736 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,201 sqft (0.326 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	511 W 3RD ST
City	TIPTON
State	IA
Zip	52772-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STARRS ADD LOTS 9 & 10 BLK 59
Legal Subdivision	STARRS ADD
Legal Block	59
Legal Lot Number	9,10
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4040
Census Tract	450300

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 W 3RD ST, TIPTON, IA 52772-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION
Jul 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Jun 23, 2017	Deed, Transfer
Jun 23, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	20231728
Deed Book / Page	1699 / 249
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Recording Date	Sep 10, 2026
Property Address	511 W 3RD ST, TIPTON, IA 52772-1514
Document Number	0000002729
Book / Page	1837 / 236
Instrument Date	Sep 9, 2026
Instrument	20262729
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 W 3RD ST, TIPTON, IA 52772-1514

Mortgage

Document Number	0000002729,
Date	Sep 10, 2026
Book Page	1837/236
Instrument	20262729

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	511 W 3RD ST, TIPTON, IA 52772-1514
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001699/251
Date	Jul 18, 2023
Book Page	1699/251
Instrument	2023 1729

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CEDAR IA
Recording Date	Jun 23, 2017
Property Address	511 W 3RD ST, TIPTON, IA 52772-1514
Document Number	001369/149
Book / Page	1369 / 149
Instrument Date	Jun 23, 2017
Instrument	2017 1935
Transaction Type	Transfer
Record Updated	Apr 13, 2023

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 SAND TRAP CIR, TIPTON, IA 52772-1986
Investor	Possibly a Property Investor

June 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CEDAR IA
Recording Date	Jun 23, 2017
Property Address	511 W 3RD ST, TIPTON, IA 52772-1514
Document Number	1369/148
Book / Page	1369 / 148
Instrument Date	Jun 23, 2017
Instrument	2017 1934
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 100, LOWDEN, IA 52255-0100

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,442.00	$86,830 (-) Land $27,500 Building $59,330	$86,830 (-) Land $27,500 Building $59,330
2025	$1,442.00 (-0.96%)	$86,830 (+9.58%) Land $27,500 Building $59,330	$86,830 (+9.58%) Land $27,500 Building $59,330
2024	$1,456.00 (+13.75%)
2023		$79,240 (+25.94%) Land $27,500 Building $51,740	$79,240 (+25.94%) Land $27,500 Building $51,740
2022	$1,280.00	$62,920 Land $22,500 Building $40,420
2021			$62,920 Land $22,500 Building $40,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Cedar Communications.

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