511 W 3rd St, Sterling, IL 61081 Property Records

Whiteside County property record for 511 W 3rd St, Sterling, IL 61081

Property Summary

Property TypeCommercial
Lot Size0.643 acres (28,047 sqft)
OwnerCompany Name on Record
Tax Bill$5,351 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN1121386027

Property Details

APN / Parcel Number

Primary APN1121386027
Alternative APN
  • 108608

Exterior

Lot Area28,047 sqft (0.643 acres)

Location & Zoning

Account Number108608
Street Address511 W 3RD ST
CitySTERLING
StateIL
Zip61081-3414
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionWALLACES ADDITION W 75' LOT 7 BLK D
Legal SubdivisionWALLACES ADDITION
Legal BlockD
Legal Lot Number7
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2102
Census Tract1102

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address511 W 3RD ST, STERLING, IL 61081-3414
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWHITESIDE IL
Recording DateAug 20, 2018
Property Address511 W 3RD ST, STERLING, IL 61081
Document Number0000004509
Instrument DateAug 15, 2018
Instrument4509
Transaction TypeTransfer
Record UpdatedSep 5, 2018
Title CompanyHB WILKINSON TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1050 W WASHINGTON ST WEST CHICAGO IL 601852602, WEST CHICAGO, IL 60185-2602

Mortgage

Document Number4510
DateAug 20, 2018
Instrument4510
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 19, 2023
Interest
Rate TypeAdjustable Rate
Rate5.5%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,351.00$52,684 Land $6,851 Building $45,833
2024$158,052 Land $20,553 Building $137,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
250 / 50

May also be available: Surf Internet.

Nearby Properties on W 3rd St

Nearby Streets

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