511 W 3rd St, Oakland, NE 68045 Property Records

Burt County property record for 511 W 3rd St, Oakland, NE 68045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 676 sqft · built 1940
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jan 2023)
Tax Bill	$745 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112707500`

Property Details

APN / Parcel Number

Primary APN	`112707500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	676 sqft Living Area
Basement Area	338 sqft

Exterior

Year Built	Built 1940
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	54 sqft
Deck Area	25 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	511 W 3RD ST
City	OAKLAND
State	NE
Zip	68045-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAMILY
Legal Description	L1-2 BLK3 HIGHLAWN ADD OAKLAND; MAP NUMBER: 1797-00-0-40080-003-7500
Legal Subdivision	HIGHLAWN ADD
Legal Block	3
Jurisdiction	BURT NE
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2035
Census Tract	963200

Owner

Source: Burt County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 W 3RD ST, OAKLAND, NE 68045-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · SBA Mortgage FIRST NORTHEAST BANK OF NEBRASKA
Jan 13, 2023	Warranty Deed, Transfer · Closed-End Mortgage FIRST NORTHEAST BANK OF NEBRASKA
Oct 19, 2016	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Oct 13, 2009	Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	DEED096113
Deed Book / Page	DEED096 / 113
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	511 W 3RD ST, OAKLAND, NE 68045-1205
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 W 3RD ST, OAKLAND, NE 68045-1205

Mortgage

Document Number	0MTG228/34
Date	Sep 25, 2020
Book Page	MTG228/34
Instrument	2020-65298

Lender

Name	FIRST NORTHEAST BANK OF NEBRASKA
Type	Bank
Address	OAKLAND, NE 68045

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2040

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Jan 13, 2023
Property Address	511 W 3RD ST, OAKLAND, NE 68045-1205
Document Number	DEED096/113
Book / Page	DEED096 / 113
Instrument Date	Jan 13, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ANDERSON ABSTRACT COMPANY, A M ANDERSON ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MTG244307
Date	Jan 13, 2023
Instrument	MTG244/307

Lender

Name	FIRST NORTHEAST BANK OF NEBRASKA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2024

October 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Oct 19, 2016
Property Address	511 W 3RD ST, OAKLAND, NE 68045-1205
Document Number	DEED089/098
Book / Page	DEED089 / 098
Instrument Date	Oct 18, 2016
Transaction Type	Transfer
Record Updated	Nov 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG206/040
Date	Oct 26, 2016
Book Page	MTG206/040

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	OAKLAND, NE 68045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2036

October 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURT NE
Recording Date	Oct 13, 2009
Property Address	511 W 3RD ST, OAKLAND, NE 68045-1205
Document Number	DEED081/446
Book / Page	DEED081 / 446
Instrument Date	Oct 9, 2009
Transaction Type	Transfer
Record Updated	Nov 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG170/051
Date	Oct 13, 2009
Book Page	MTG170/051

Lender

Name	FIRST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Burt County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Burt County
Municipality	Oakland City
Unified School District	Oakland Craig Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$745.00 (-21.25%)	$50,230 (+4.9%) Land $6,600 Building $43,630	$50,230 (+4.9%) Land $6,600 Building $43,630
2023	$946.00	$47,883 Land $9,900 Building $37,983	$47,883 Land $9,900 Building $37,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 49% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKLAND serves 1,300 people · EPA ID NE3102101
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Fastwyre Broadband Cable	1,000 / 500
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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