Montezuma County property record for 511 W 3rd St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1955 |
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,500 (Jul 2003) |
| Tax Bill | $506 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R010398 |
| Primary APN | R010398 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 792 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,886 sqft (0.204 acres) |
| Garage Area | 352 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Account Number | R010398 |
|---|---|
| Street Address | 511 W 3RD ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISION: WESTERN LOT: 8 BLOCK: 6 SUBDIVISION: WESTERN LOT: 7 BLOCK: 6 SUBDIVISION: WESTERN BLOCK: 6 LOT: 7 AND:- LOT: 8 & |
| Legal Subdivision | WESTERN |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 969400 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1400 COLE RD, ORLANDO, FL 32803-2144 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2003 · Amount on File |
| Deed Sale | Jul 29, 2003 · Amount on File |
| Prior Sale | Apr 9, 2003 |
| Deed Document Number | 2003515430 |
| Prior Transfer Date | Mar 10, 2003 |
| Prior Transfer Doc | 0000511286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 511 W 3RD ST, CORTEZ, CO 81321-3409 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000645983 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 645983 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $506.00 (+156.85%) | $10,042 (+160.97%) Land $1,837 Building $8,205 | $126,148 (+160.95%) Land $23,075 Building $103,073 |
| 2024 | $197.00 (-48.7%) | $3,848 (-53.22%) Land $1,447 Building $2,401 | $48,342 (-53.22%) Land $18,184 Building $30,158 |
| 2023 | $384.00 (+7.87%) | $8,226 (+11.57%) Land $3,094 Building $5,132 | $103,342 (+11.57%) Land $38,873 Building $64,469 |
| 2022 | $356.00 | $7,373 Land $1,413 Building $5,960 | $92,622 Land $17,750 Building $74,872 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, T-Mobile.
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