511 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 511 Union St, Schenectady, NY 12305

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	8,844 sqft · built 1970
Lot Size	0.313 acres (13,626 sqft)
Owner	Company on Record
Last Sale	$390,000 (Jul 2014)
Tax Bill	$12,470 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.65-1-27`

Property Details

APN / Parcel Number

Primary APN	`421500 39.65-1-27`
Alternative APN	`150003906500010270000000`

Interior

Units	8 Units
Stories	3 Stories
Building Area	8,844 sqft Gross Area
Basement Area	2,948 sqft
Unfinished Basement	2,948 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1984
Lot Area	13,626 sqft (0.313 acres)
Lot Dimensions	125 ft deep x 35.4 ft wide
Garage Type	Attached
Garage Area	175 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	511 UNION ST
City	SCHENECTADY
State	NY
Zip	12305-1129
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Description	3 BRICK
Legal Subdivision	LANDS OF JJ BOKAN PROPERTIES INC
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1007
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	511 UNION ST, SCHENECTADY, NY 12305-1129
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · SBA Mortgage TD BANK NA
Feb 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage AXOS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2014 · Amount on Record
Deed Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	201428009
Deed Book / Page	1897 / 181
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 17, 2021
Property Address	511 UNION ST, SCHENECTADY, NY 12305-1129
Document Number	0000028548
Book / Page	2061 / 48
Instrument Date	Jun 8, 2021
Instrument	202128548
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	CHICAGO TITLE ALBANY

Transaction

Amount	Amount Recorded
Tax	$2,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 UNION ST, 511, SCHENECTADY, NY 12305-1129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 UNION ST, SCHENECTADY, NY 12305-1129

Mortgage

Document Number	0000028549
Date	Jun 17, 2021
Book Page	5111/313
Instrument	202128549

Lender

Name	TD BANK NA
Type	Bank
Address	SCHENECTADY, NY 12305

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	511 UNION ST, SCHENECTADY, NY 12305-1129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008302
Date	Feb 27, 2020
Book Page	4975/374
Instrument	202008302

Lender

Name	AXOS BANK
Type	Bank
Address	LAS VEGAS, NV 89148

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,470.00 (-22.14%)	$292,000 (-) Land $35,600 Building $256,400	$483,524 (+30.82%) Land $58,950 Building $424,574
2023		$292,000 (-) Land $35,600 Building $256,400	$369,620 (+3.8%) Land $45,063 Building $324,557
2022		$292,000 Land $35,600 Building $256,400	$356,098 Land $43,415 Building $312,683
2021	$16,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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