511 Umbria Pl, San Jose, CA 95128 Property Records

Santa Clara County property record for 511 Umbria Pl, San Jose, CA 95128

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,507 sqft · built 2013
Lot Size	0.023 acres (1,012 sqft)
Owner	Individual Name on File
Tax Bill	$14,169 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`277-49-015`

Property Details

APN / Parcel Number

Primary APN	`277-49-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,507 sqft Living Area
1st Floor Area	105 sqft
2nd Floor Area	728 sqft

Exterior

Year Built	Built 2013
Architectural Style	Other
Construction Type	Wood
Lot Area	1,012 sqft (0.023 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	511 UMBRIA PL
City	SAN JOSE
State	CA
Zip	95128-5161
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TR 10100 UNIT 28
Legal Tract	10100
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4004
Census Tract	506401

Owner

511 Umbria Pl, a condominium, is owned and occupied by an individual who acquired it in December 2020.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	511 UMBRIA PL, SAN JOSE, CA 95128-5161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 3, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 4, 2020	Quit Claim Deed, Transfer · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 4, 2020
Transfer Doc	0024734556
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	511 UMBRIA PL, SAN JOSE, CA 95128-5161
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 UMBRIA PL, SAN JOSE, CA 95128-5161

Mortgage

Document Number	0025340779
Date	Jul 26, 2022
Instrument	25340779

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	511 UMBRIA PL, SAN JOSE, CA 95128-5161
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 UMBRIA PL, SAN JOSE, CA 95128-5161

Mortgage

Document Number	0025294781
Date	May 3, 2022
Instrument	25294781

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 4, 2020
Property Address	511 UMBRIA PL, SAN JOSE, CA 95128-5161
Document Number	0024734556
Map Reference	MB 853 PG 22-27
Instrument Date	Nov 6, 2020
Instrument	24734556
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	511 UMBRIA PL, SAN JOSE, CA 95128-5161

Mortgage

Document Number	0024734557
Date	Dec 4, 2020
Instrument	24734557

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 511 Umbria Pl was $14,169 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,169.00 Homeowner's exemption	$1,007,229 Land $503,614 Building $503,615
2023	$13,449.00 (+0.9%) Homeowner's exemption	$968,119 Land $484,059 Building $484,060
2022	$13,329.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 511 Umbria Pl in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 511 Umbria Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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