511 Toledo Ave, Monroe, MI 48161 Property Records

Monroe County property record for 511 Toledo Ave, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,124 sqft · built 1929
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$124,900 (May 2019)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00818-000`

Property Details

APN / Parcel Number

Primary APN	`55-19-00818-000`
Alternative APNs	`58551900818000` `55 190 081 80`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	646 sqft
Basement Area	638 sqft
Finished Basement	160 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Terrain	Rolling
Garage Area	216 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	152 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	511 TOLEDO AVE
City	MONROE
State	MI
Zip	48161-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WATERLOO HEIGHTS LOT 70
Legal Subdivision	WATERLOO HEIGHTS
Legal Lot Number	70
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2010
Census Tract	832100

Owner

511 Toledo Ave is owned and occupied by an individual who bought it in May 2019.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	511 TOLEDO AVE, MONROE, MI 48161-1635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
May 16, 2019	Warranty Deed, Transfer · Conventional with PMI NATIONS LNDG
Oct 25, 2018	Grant Deed, Transfer TITLE ONE
Feb 9, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Prior Sale	Oct 25, 2018 · Amount on File
Deed Document Number	20198258
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	511 TOLEDO AVE, MONROE, MI 48161-1635
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 TOLEDO AVE, MONROE, MI 48161-1635

Mortgage

Document Number	2021R05130
Date	Feb 25, 2021
Instrument	2021R05130

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 16, 2019
Property Address	511 TOLEDO AVE, MONROE, MI 48161-1635
Document Number	0000008258
Instrument Date	Apr 12, 2019
Instrument	8258
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,074.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 BAPTISTE AVE MONROE MI 481626704, MONROE, MI 48162-6704

Mortgage

Document Number	6212
Date	May 16, 2019
Instrument	6212

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 15, 2034

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE MI
Recording Date	Oct 25, 2018
Property Address	511 TOLEDO AVE, MONROE, MI 48161-1635
Document Number	0000019620
Instrument Date	Sep 14, 2018
Instrument	19620
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Tax	$501.38
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8409 FENTON ST DEARBORN HEIGHTS MI 481271325, DEARBORN HEIGHTS, MI 48127-1325

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE MI
Recording Date	Feb 9, 2018
Property Address	511 TOLEDO AVE, MONROE, MI 48161-1635
Document Number	0000002318
Instrument Date	Feb 1, 2018
Instrument	2318
Transaction Type	Foreclosure
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$574.05
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 511 Toledo Ave was $2,485 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,500 Land $78,500	$157,000 Land $157,000
2025	$2,485.00 Homeowner's exemption
2023	$2,176.00 Homeowner's exemption	$58,780	$117,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 Toledo Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 511 Toledo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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