511 Terrapin Ter, Joppa, MD 21085 Property Records

Harford County property record for 511 Terrapin Ter, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,648 sqft · built 2001
Lot Size	0.077 acres (3,375 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Dec 2013)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-308521`

Property Details

APN / Parcel Number

Primary APN	`01-308521`
Alternative APNs	`1308521` `308521`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,648 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,375 sqft (0.077 acres)
Deck Area	64 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	308521
Street Address	511 TERRAPIN TER
City	JOPPA
State	MD
Zip	21085-5412
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 6 3375 SF 511 TERRAPIN TERRACE JOPPA WOODS PT 95/44
Legal Subdivision	JOPPA WOODS PT 92 26
Legal Lot Number	6
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2000
Census Tract	301401

Owner

Source: Harford County records · APN 01-308521

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 NEPTUNE DR, JOPPA, MD 21085-4520
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 04, 2013 · Amount on Record
Deed Sale	Dec 04, 2013 · Amount on Record
Prior Sale	Mar 16, 2001 · Amount on Record
Deed Book / Page	10582 / 341
Prior Transfer Date	Sep 19, 2013
Prior Transfer Doc	0105820345
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	511 TERRAPIN TER, JOPPA, MD 21085-5412
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136570002
Date	Jan 24, 2020
Book Page	13657/0002

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2040

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,700 (+7.74%) Land $55,500 Building $219,200	$274,700 (-) Land $55,500 Building $219,200
2025	$2,476.00 (+9.7%)	$254,967 (+18.31%)	$274,700 (+27.47%) Land $55,500 Building $219,200
2023		$215,500 Land $55,500 Building $160,000	$215,500 Land $55,500 Building $160,000
2022	$2,257.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.