511 SW South River Point Dr, Stuart, FL 34994 Property Records

Martin County property record for 511 SW South River Point Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1966
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$298,700 (May 2020)
Tax Bill	$3,879 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`08-38-41-012-001-0016.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-41-012-001-0016.0-7-0000`
Alternative APNs	`08-38-41-012-001-00160-7` `838410120010016070000` `24833`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,492 sqft (0.172 acres)
View / Lot	Interior
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	102 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24833
Street Address	511 SW SOUTH RIVER POINT DR
City	STUART
State	FL
Zip	34994-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	RIVER POINT LOT 16 BLK 1
Legal Range	41E
Legal Township	38S
Legal Section	8
Legal Subdivision	RIVER POINT
Legal Block	1
Legal Lot Number	16
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2001
Census Tract	701

Owner

511 SW South River Point Dr is owned and occupied by an individual who bought it in May 2020.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	511 SW SOUTH RIVER POINT DR, STUART, FL 34994-7139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Aug 15, 2003 · Amount on File
Deed Document Number	20202814790
Deed Book / Page	3129 / 2190
Prior Transfer Date	Dec 23, 2003
Prior Transfer Doc	0001717795
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 18, 2020
Property Address	511 SW SOUTH RIVER POINT DR, STUART, FL 34994-7139
Document Number	0031292190
Book / Page	3129 / 2190
Map Reference	MB 4 PG 28
Instrument Date	May 15, 2020
Instrument	2814790
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 SW SOUTH RIVER POINT DR, STUART, FL 34994-7139

Mortgage

Document Number	0031292191
Date	May 18, 2020
Instrument	3129/2191

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 511 SW South River Point Dr was $3,879 with a homeowner's exemption, down 0.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,879.00 (-0.87%) Additional exemption filed	$257,804	$299,610 Land $160,000 Building $139,610
2024	$3,913.00 (+2.25%)
2023	$3,827.00 (-26.5%) Additional exemption filed	$243,242 (-9.07%)	$296,590 (-0.05%) Land $160,000 Building $136,590
2022	$5,207.00	$267,509	$296,750 Land $175,000 Building $121,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 SW South River Point Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured incl. 425 condo units
Nearby Flood Claims	2 (2011–2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 SW South River Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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