Shelby County property record for 511 Summitt St, Memphis, TN 38104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1900 |
| Lot Size | 0.174 acres (7,584 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Nov 2019) |
| Tax Bill | $1,930 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage May 2019 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-8009-0-0005 |
| Primary APN | 02-8009-0-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,584 sqft (0.174 acres) |
| Lot Dimensions | 158 ft deep x 48 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 511 SUMMITT ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38104-5314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | WS SUMMIT |
| Legal Subdivision | LENOX |
| Legal Lot Number | PT20 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 3100 |
511 Summitt St is owned and occupied by an individual who bought it in November 2019.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 SUMMITT ST, MEMPHIS, TN 38104-5314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2019 | Warranty Deed, Transfer · Conventional with PMI REGIONS MTG |
| May 30, 2019 | Warranty Deed, Construction Loan · Construction Mortgage TANIA CELEA |
| Jun 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on File |
| Deed Sale | Nov 14, 2019 · Amount on File |
| Prior Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 2019118486 |
| Prior Transfer Date | Nov 6, 1998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Nov 14, 2019 |
| Property Address | 511 SUMMITT ST, MEMPHIS, TN 38104-5314 |
| Document Number | 0000118486 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 118486 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | PREFERRED TITLE, PREFERRED TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 SUMMITT ST MEMPHIS TN 38104, MEMPHIS, TN 38104 |
| Document Number | 118487 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 118487 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 30, 2019 |
| Property Address | 511 SUMMITT ST, MEMPHIS, TN 38104-5314 |
| Document Number | 0000052842 |
| Instrument Date | May 30, 2019 |
| Instrument | 52842 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1910 MADISON AVE #2147 MEMPHIS TN 381042620, 2147, MEMPHIS, TN 38104-2620 |
| Document Number | 52843 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 52843 |
| Name | TANIA CELEA |
|---|---|
| Address | 4750 59TH ST # 8H, WOODSIDE, NY 11377-5527 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 29, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 511 SUMMITT ST, MEMPHIS, TN 38104-5314 |
| Document Number | 0000068786 |
| Instrument Date | Jun 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 515 SUMMITT ST MEMPHIS TN 381045314, MEMPHIS, TN 38104-5314 |
| Document Number | 0000068786 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 68786 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 9, 2027 |
The 2025 property tax bill for 511 Summitt St was $1,930.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,930.00 | $71,750 Land $13,475 Building $58,275 | $287,000 Land $53,900 Building $233,100 |
| 2023 | $65,275 Land $9,225 Building $56,050 | ||
| 2022 | $3,976.00 | ||
| 2021 | $261,100 Land $36,900 Building $224,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 511 Summitt St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1989–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Summitt St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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