511 Summer Ln, San Pablo, CA 94806 Property Records

Contra Costa County property record for 511 Summer Ln, San Pablo, CA 94806

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,795 sqft · built 2005
Lot Size	0.042 acres (1,820 sqft)
Owner	Individual Name on File
Last Sale	$638,000 (Jun 2026)
Tax Bill	$10,261 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`405-690-059-2`

Property Details

APN / Parcel Number

Primary APN	`405-690-059-2`
Alternative APN	`405-690-059`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,795 sqft Living Area
1st Floor Area	751 sqft
2nd Floor Area	629 sqft
Basement Area	415 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	1,820 sqft (0.042 acres)
Garage Type	Attached
Garage Area	479 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	511 SUMMER LN
City	SAN PABLO
State	CA
Zip	94806-2193
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8786 L59
Legal Subdivision	SUMMER LANE SUB #8786
Legal Tract	8786
Legal Lot Number	59
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	365003

Owner

511 Summer Ln, a townhouse, is owned and occupied by an individual who bought it in June 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	511 SUMMER LN, SAN PABLO, CA 94806-2193
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Grant Deed, Transfer · Conventional Mortgage LOAN STORE
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Oct 24, 2018	Grant Deed, Transfer · ARM CATHAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Oct 24, 2018 · Amount on File
Deed Document Number	202668288
Prior Transfer Date	May 1, 2012
Prior Transfer Doc	0000105328
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 29, 2026
Property Address	511 SUMMER LN, SAN PABLO, CA 94806-2193
Document Number	0000068288
Instrument Date	Jun 23, 2026
Instrument	202668288
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,881.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 SUMMER LN, SAN PABLO, CA 94806-2193

Mortgage

Document Number	0000068289,
Date	Jun 29, 2026
Instrument	202668289

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	511 SUMMER LN, RICHMOND, CA 94806-2193
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 BLOSSOM CT, DALY CITY, CA 94014-2116

Mortgage

Document Number	0000328099
Date	Dec 29, 2020
Instrument	2020-328099

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 24, 2018
Property Address	511 SUMMER LN, RICHMOND, CA 94806-2193
Document Number	0000168372
Map Reference	MB 480 PG 25
Instrument Date	Oct 19, 2018
Instrument	2018-168372
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 SUMMER LN, RICHMOND, CA 94806-2193

Mortgage

Document Number	0000168373
Date	Oct 24, 2018
Instrument	2018-168373

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 511 Summer Ln was $10,261.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,077 (+2%) Land $227,563 Building $400,514
2025	$10,261.00	$615,762 Land $223,101 Building $392,661
2023	$9,816.00 (+1.45%)	$591,853 Land $214,439 Building $377,414
2022	$9,676.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 511 Summer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 511 Summer Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks, Unwired.

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