Montgomery County property record for 511 Sugar Loaf Rd, Troy, NC 27371
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 4 bd · 4 ba · 2,970 sqft · built 2006 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,901 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6588 10 47 0342 |
| Primary APN | 6588 10 47 0342 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,970 sqft Finished Area |
| Basement Area | 2,376 sqft |
| Unfinished Basement | 2,376 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,499 sqft (1.32 acres) |
| Cooling System | Central |
|---|
| Account Number | 37107 |
|---|---|
| Street Address | 511 SUGAR LOAF RD |
| City | TROY |
| State | NC |
| Zip | 27371 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | MODULAR HO |
| Legal Description | SUGARLOAF SHORES LOT 2 SUGARLOAF #2 |
| Legal Subdivision | SUGARLOAF SHORES SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | UWHARRIE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 960301 |
511 Sugar Loaf Rd, a residential property, is owned by two individuals who acquired it in June 2005.
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 733 STRATFORDSHIRE DR, MATTHEWS, NC 28105-2650 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 22, 2005 |
| Transfer Doc | 0538/0402 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 511 Sugar Loaf Rd was $4,901.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $715,514 (-) Land $270,172 Building $445,342 | $715,514 (-) Land $270,172 Building $445,342 | |
| 2025 | $4,901.00 | $715,514 Land $270,172 Building $445,342 | $715,514 Land $270,172 Building $445,342 |
| 2023 | $715,514 Land $270,172 Building $445,342 | $715,514 Land $270,172 Building $445,342 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Sugar Loaf Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Sugar Loaf Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
5G (outdoors only)
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