511 Sugar Loaf Rd, Troy, NC 27371 Property Records

Montgomery County property record for 511 Sugar Loaf Rd, Troy, NC 27371

Property Summary

Property TypeManufactured or Modular Home
Details4 bd · 4 ba · 2,970 sqft · built 2006
Lot Size1.32 acres (57,499 sqft)
Owner2 Individual Names on File
Tax Bill$4,901 (2025)
Flood ZoneZone X (minimal risk)
APN6588 10 47 0342

Property Details

APN / Parcel Number

Primary APN6588 10 47 0342
Alternative APN
  • 37107

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,970 sqft Finished Area
Basement Area2,376 sqft
Unfinished Basement2,376 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area57,499 sqft (1.32 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number37107
Street Address511 SUGAR LOAF RD
CityTROY
StateNC
Zip27371
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeMODULAR HO
Legal DescriptionSUGARLOAF SHORES LOT 2 SUGARLOAF #2
Legal SubdivisionSUGARLOAF SHORES SUBDIVISION
Legal Lot Number2
JurisdictionMONTGOMERY NC
Township / Civil DivisionUWHARRIE
Census Block Group1
Census Block1036
Census Tract960301

Owner

511 Sugar Loaf Rd, a residential property, is owned by two individuals who acquired it in June 2005.

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address733 STRATFORDSHIRE DR, MATTHEWS, NC 28105-2650
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 22, 2005
Transfer Doc0538/0402
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 511 Sugar Loaf Rd was $4,901.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$715,514 (-) Land $270,172 Building $445,342$715,514 (-) Land $270,172 Building $445,342
2025$4,901.00$715,514 Land $270,172 Building $445,342$715,514 Land $270,172 Building $445,342
2023$715,514 Land $270,172 Building $445,342$715,514 Land $270,172 Building $445,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Sugar Loaf Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Sugar Loaf Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only)

Nearby Properties on Sugar Loaf Rd

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