511 Stovall Ln, Grayson, KY 41143 Property Records

Carter County property record for 511 Stovall Ln, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 1970
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Nov 2023)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-40-08-024.00`

Property Details

APN / Parcel Number

Primary APN	`104-40-08-024.00`
Alternative APNs	`29602` `34824`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Terrain	Rolling
View / Lot	Waterfront - Canal
Garage Type	Attached
Garage Area	600 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Account Number	34824
Street Address	511 STOVALL LN
City	GRAYSON
State	KY
Zip	41143-1477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS 111-112 PLAT C ROLLING HLS
Legal Subdivision	ROLLING HILLS ESTATE
Legal Lot Number	111-112
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2023
Census Tract	960602

Owner

511 Stovall Ln is owned and occupied by an individual who bought it in November 2023.

Source: Carter County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	511 STOVALL LN, GRAYSON, KY 41143-1477
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Nov 22, 2023	Warranty Deed, Transfer · Line of Credit FIFTH THIRD BANK NA
Apr 28, 2022	Affidavit of Death of Joint Tenant, Transfer
Feb 25, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Deed Document Number	2023572648
Deed Book / Page	509 / 861
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	511 STOVALL LN, GRAYSON, KY 41143-1477
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 STOVALL LN, GRAYSON, KY 41143-1477

Mortgage

Document Number	000549/268
Date	Dec 4, 2025
Book Page	549/268
Instrument	1022239

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Nov 22, 2023
Property Address	511 STOVALL LN, GRAYSON, KY 41143-1477
Document Number	000509/861
Book / Page	509 / 861
Map Reference	142 PG 435
Instrument Date	Oct 25, 2023
Instrument	572648
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 E MIDLAND TRL, GRAYSON, KY 41143-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 STOVALL LN, GRAYSON, KY 41143-1477

Mortgage

Document Number	0000572649
Date	Nov 22, 2023
Instrument	572649

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARTER KY
Recording Date	Apr 28, 2022
Property Address	511 STOVALL LN, GRAYSON, KY 41143-1477
Document Number	000476/386
Book / Page	476 / 386
Instrument Date	Apr 23, 2022
Instrument	541466
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2874 32ND ST # B, B, FORT CAMPBELL, KY 42223-3635

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Feb 25, 2019
Property Address	511 STOVALL LN, GRAYSON, KY 41143-1477
Document Number	0OR406/605
Book / Page	OR406 / 605
Map Reference	DD 142 PG 435
Instrument Date	Feb 25, 2019
Instrument	387885
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 N STATE HIGHWAY 207, RUSH, KY 41168-8998

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 STOVALL LN, GRAYSON, KY 41143-1477

Tax Assessment & Valuation

The 2025 property tax bill for 511 Stovall Ln was $1,253.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00	$147,000	$147,000
2023	$431.00 (-0.23%)	$50,000 (-)	$50,000 (-)
2022	$432.00	$50,000	$50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 511 Stovall Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Stovall Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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