511 State St, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 511 State St, Fulton, NY 13069

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,417 sqft · built 1921
Lot Size0.089 acres (3,895 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Jan 2023)
Tax Bill$4,577 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN350400 236.73-03-09

Property Details

APN / Parcel Number

Primary APN350400 236.73-03-09
Alternative APNs
  • 040023607300030090000000
  • 1656

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,417 sqft Living Area
1st Floor Area955 sqft
Upper Floors Area462 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialStucco
Lot Area3,895 sqft (0.089 acres)
Lot Dimensions95 ft deep x 41 ft wide
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1656
Street Address511 STATE ST
CityFULTON
StateNY
Zip13069-2632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionM 3, B 123, PL 11 213-002-000
Legal Block3
Legal Lot Number9.000
JurisdictionOSWEGO NY
Township / Civil DivisionFULTON
Census Block Group1
Census Block1006
Census Tract21102

Owner

Source: Oswego County and Fulton City records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address74 CROSS COUNTRY DR, BALDWINSVILLE, NY 13027-9825
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2023 · Amount on Record
Deed SaleJan 3, 2023 · Amount on Record
Prior SaleJun 22, 2005 · Amount on Record
Deed Document Number202318
Prior Transfer DateMar 16, 2007
Prior Transfer Doc0000003220
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJan 3, 2023
Property Address511 STATE ST, FULTON, NY 13069-2632
Document Number0000000018
Instrument DateDec 23, 2022
InstrumentR-2023-000018
Transaction TypeTransfer
Record UpdatedJan 23, 2023
Title CompanyINDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address511 STATE ST, FULTON, NY 13069-2632

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 CROSS COUNTRY DR, BALDWINSVILLE, NY 13027-9825

Mortgage

Document Number0000000019
DateJan 3, 2023
InstrumentR-2023-000019
Lender
NameTHE SUMMIT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityFulton City
Unified School DistrictFulton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,577.00$89,000 (-) Land $4,700 Building $84,300$117,105 (+21.05%) Land $6,184 Building $110,921
2023$89,000 Land $4,700 Building $84,300$96,739 Land $5,109 Building $91,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims12 (1978–2011)
Claims Outside the SFHA1 of 12
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFULTON CITY
serves 16,600 people · EPA ID NY3704355
Water SourcePurchased surface water from OCWA
Last State InspectionSep 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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