Genesee County property record for 511 Spencer St, Flint, MI 48505
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,265 sqft · built 1910 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Jun 2026) |
| Tax Bill | $860 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Sep 2019 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-36-486-022 |
| Primary APN | 46-36-486-022 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Basement Area | 836 sqft |
| Unfinished Basement | 860 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 80 ft deep x 57 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 108 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 511 SPENCER ST |
|---|---|
| City | FLINT |
| State | MI |
| Zip | 48505-4257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GN-1 |
| Legal Description | HILLCREST LOTS 26 AND 27 EXC WLY 114 FT; ALSO WLY 28.5 FT OF LOTS 28 AND 29 |
| Legal Subdivision | HILLCREST |
| Legal Lot Number | 26-28 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FLINT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1100 |
511 Spencer St is owned by two individuals who bought it in June 2026.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 PROSPECT ST, FLINT, MI 48503-2471 |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 17, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 15, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 16, 2017 | Deed with Mortgage, Transfer · Conventional with PMI GENESEE CNTY LAND BK AUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on File |
| Deed Sale | Jun 25, 2026 · Amount on File |
| Deed Document Number | 202639320 |
| Prior Transfer Date | Sep 17, 2019 |
| Prior Transfer Doc | 0000060114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 25, 2026 |
| Property Address | 511 SPENCER ST, FLINT, MI 48505-4257 |
| Document Number | 0000039320 |
| Instrument Date | Jan 15, 2025 |
| Instrument | 202639320 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $8,686.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 PROSPECT ST, FLINT, MI 48503-2471 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 17, 2019 |
| Property Address | 511 SPENCER ST, FLINT, MI 48505-4257 |
| Document Number | 0000060114 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 60114 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 FREMONT ST FLINT MI 485044506, FLINT, MI 48504-4506 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 15, 2019 |
| Property Address | 511 SPENCER ST, FLINT, MI 48505-4257 |
| Document Number | 0000018907 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 18907 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 SPENCER ST FLINT MI 485054258, FLINT, MI 48505-4258 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 12, 2018 |
| Property Address | 511 SPENCER ST, FLINT, MI 48505-4257 |
| Document Number | 0000092420 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 92420 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $25.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 SPENCER ST FLINT MI 485054257, FLINT, MI 48505-4257 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Feb 16, 2017 |
| Property Address | 511 SPENCER ST, FLINT, MI 48505-4257 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 9050 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.80 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 SPENCER ST FLINT MI 485054257, FLINT, MI 48505-4257 |
| Document Number | 0000009050 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 9050 |
| Name | GENESEE CNTY LAND BK AUTH |
|---|---|
| Address | FLINT, MI 48502 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Feb 15, 2019 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
The 2025 property tax bill for 511 Spencer St was $860, up 0.2% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Flint City |
| Unified School District | Flint City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,200 (+9.52%) | $18,400 (+9.52%) | |
| 2025 | $860.00 (+0.23%) | $8,400 | $16,800 |
| 2024 | $858.00 | ||
| 2023 | $6,000 | $12,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Spencer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 511 Spencer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLINT serves 81,252 people · EPA ID MI0002310 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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