511 South St, Jefferson, NC 28640 Property Records

Ashe County property record for 511 South St, Jefferson, NC 28640

Property Summary

Property TypeSingle Family Home
Details1,120 sqft · built 1952
Lot Size0.204 acres (8,886 sqft)
OwnerIndividual Name on Record
Tax Bill$1,312 (2026)
Deeds & MortgagesDec 2017 Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN09263-001-499

Property Details

APN / Parcel Number

Primary APN09263-001-499
Alternative APNs
  • 092978401928
  • 103376

Interior

Plumbing Fixtures7 Plumbing Fixtures
Building Area1,120 sqft Heated Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2015
Architectural StyleConventional
Lot Area8,886 sqft (0.204 acres)
Lot Dimensions80 ft deep x 120 ft wide

Location & Zoning

Account Number103376
Old Parcel Number09263001499
Street Address511 SOUTH ST
CityJEFFERSON
StateNC
Zip28640-8009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 LOTS FROM JAMES M & AMP; ELLEN FLANNERY RT 88 &AM
Legal Lot NumberF
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1020
Census Tract970501

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address511 SOUTH ST, JEFFERSON, NC 28640-8009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
LIFESTORE BANK
Oct 29, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 28, 2018
Transfer Doc00495/2045
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address511 SOUTH ST, JEFFERSON, NC 28640-8009
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00487/0629
DateDec 21, 2017
Book Page0487/0629
Instrument05737
Lender
NameLIFESTORE BANK
TypeBank
AddressLANSING, NC 28643
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueDec 30, 2042

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateOct 29, 2018
Property Address511 SOUTH ST, JEFFERSON, NC 28640-8009
Document Number00495/2045
Book / Page495 / 2045
Instrument DateOct 28, 2018
Instrument000000004840
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 SOUTH ST, JEFFERSON, NC 28640-8009

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
MunicipalityJefferson Town
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,312.00 (+5.55%)$157,000 (-) Land $30,000 Building $127,000$157,000 (-) Land $30,000 Building $127,000
2025$1,243.00 (+4.72%)$157,000 (-) Land $30,000 Building $127,000$157,000 (-) Land $30,000 Building $127,000
2023$1,187.00 (+40.64%)$157,000 (+122.7%) Land $30,000 Building $127,000$157,000 (+122.7%) Land $30,000 Building $127,000
2022$844.00$70,500 Land $10,000 Building $60,500$70,500 Land $10,000 Building $60,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF JEFFERSON
serves 1,740 people · EPA ID NC0105015
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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