McDonough County property record for 511 Smith St, Colchester, IL 62326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,192 sqft · built 1954 |
| Lot Size | 0.18 acres (7,891 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,000 (Sep 2005) |
| Tax Bill | $2,199 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Dec 2025 Line of Credit |
| APN | 05-000-843-00 |
| Primary APN | 05-000-843-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,891 sqft (0.18 acres) |
| Street Address | 511 SMITH ST |
|---|---|
| City | COLCHESTER |
| State | IL |
| Zip | 62326-1146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 1 ROBERTS 3RD ADD |
| Legal Subdivision | ROBERTS 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MCDONOUGH IL |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 11100 |
Source: McDonough County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 511 SMITH ST, COLCHESTER, IL 62326-1146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Transfer on Death Deed, Transfer |
| Dec 5, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2005 · Amount on Record |
| Deed Sale | Sep 12, 2005 · Amount on Record |
| Deed Document Number | 20054301 |
| Last Transfer Date | Feb 18, 2026 |
| Transfer Doc | 0020260463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Recording Date | Feb 19, 2026 |
| Property Address | 511 SMITH ST, COLCHESTER, IL 62326-1146 |
| Document Number | 0020260463 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026-0463 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 511 SMITH ST, COLCHESTER, IL 62326-1146 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 397 W MAIN ST, BUSHNELL, IL 61422-1352 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Property Address | 511 SMITH ST, COLCHESTER, IL 62326-1146 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0020253393 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025-3393 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 430 W JACKSON ST, MACOMB, IL 61455 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 4, 2035 |
| Change Frequency | Monthly |
|---|
Source: McDonough County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McDonough County |
| County Subdivision | Colchester Township |
| Municipality | Colchester City |
| Unified School District | West Prairie Community Unit School District 103 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,199.00 (+9.19%) Homeowner's exemption | $27,590 (+7.14%) Land $2,654 Building $24,936 | $82,770 (+7.14%) Land $7,962 Building $74,808 |
| 2024 | $2,014.00 (+6.39%) Homeowner's exemption | $25,751 (+5.69%) Land $2,477 Building $23,274 | $77,253 (+5.69%) Land $7,431 Building $69,822 |
| 2023 | $1,893.00 | $24,365 Land $2,344 Building $22,021 | $73,095 Land $7,032 Building $66,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLCHESTER serves 1,395 people · EPA ID IL1090200 |
|---|---|
| Water Source | Purchased surface water from MACOMB |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| MTC Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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