Orange County property record for 511 Shumard Oaks Dr, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1985 |
| Lot Size | 0.299 acres (13,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jun 2015) |
| Tax Bill | $2,345 (2025) |
| Deeds & Mortgages | Sep 2019 Loan Modification Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-22-28-2834-00-960 |
| Primary APN | 03-22-28-2834-00-960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 1,870 sqft |
| 1st Floor Area | 1,376 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,018 sqft (0.299 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 511 SHUMARD OAKS DR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | FOREST OAKS UNIT 1 13/84 LOT 96 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 03 |
| Legal Subdivision | FOREST OAKS UT 1 |
| Legal Tract | 2834 |
| Legal Lot Number | 96 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 15006 |
511 Shumard Oaks Dr is owned and occupied by an individual who bought it in June 2015.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 SHUMARD OAKS DR, OCOEE, FL 34761-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2019 | Loan Modification, Mortgage · FHA Mortgage SHELLPOINT MTG SVCNG |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Aug 17, 2019 | Loan Modification, Mortgage · FHA Mortgage SHELLPOINT MTG SVCNG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2015 · Amount on File |
| Deed Sale | Jun 13, 2015 · Amount on File |
| Deed Document Number | 2015300548 |
| Deed Book / Page | 10934 / 4149 |
| Prior Transfer Date | Oct 28, 2002 |
| Prior Transfer Doc | 0000116891 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 511 SHUMARD OAKS DR, OCOEE, FL 34761-1416 |
| Document Number | 0000594022 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 511 SHUMARD OAKS DR OCOEE FL 347611416, OCOEE, FL 34761-1416 |
| Document Number | 0000594022 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 594022 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Rate | 4.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 511 SHUMARD OAKS DR, OCOEE, FL 34761-1416 |
| Document Number | 0000594065 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 511 SHUMARD OAKS DR OCOEE FL 347611416, OCOEE, FL 34761-1416 |
| Document Number | 0000594065 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 594065 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 511 SHUMARD OAKS DR, OCOEE, FL 34761-1416 |
| Document Number | 0000544505 |
| Instrument Date | Aug 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 511 SHUMARD OAKS DR OCOEE FL 347611416, OCOEE, FL 34761-1416 |
| Document Number | 0000544505 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 544505 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Rate | 4.87% |
|---|
The 2025 property tax bill for 511 Shumard Oaks Dr was $2,345, up 9.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,010 (+2.7%) | $261,290 (-2.11%) Land $90,000 Building $171,290 | |
| 2025 | $2,345.00 (+9.73%) Homeowner's exemption | $144,119 | $266,930 Land $90,000 Building $176,930 |
| 2024 | $2,137.00 (+3.69%) | ||
| 2023 | $2,061.00 (+3.93%) Homeowner's exemption | $135,978 (+3%) | $247,862 (+18.16%) Land $90,000 Building $157,862 |
| 2022 | $1,983.00 Homeowner's exemption | $132,017 | $209,761 Land $75,000 Building $134,761 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Shumard Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Shumard Oaks Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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