511 Shay Ave, Sanborn, IA 51248 Property Records

O'Brien County property record for 511 Shay Ave, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,474 sqft · built 2023
Lot Size	0.43 acres (18,750 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Nov 2024)
Tax Bill	$4,646 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2024 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0030310045`

Property Details

APN / Parcel Number

Primary APN	`0030310045`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Basement Area	1,474 sqft
Unfinished Basement	1,474 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,750 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	888 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	511 SHAY AVE
City	SANBORN
State	IA
Zip	51248-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARIS ESTATES LOT 3 BLK 2
Legal Subdivision	MARIS ESTATE
Legal Block	2
Legal Lot Number	3
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3058
Census Tract	490200

Owner

511 Shay Ave is owned and occupied by two individuals who bought it in November 2024.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 SHAY AVE, SANBORN, IA 51248-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK
Nov 18, 2024	Warranty Deed, Transfer · Line of Credit SANBORN SAVINGS BANK
Sep 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Deed Document Number	20242621
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	511 SHAY AVE, SANBORN, IA 51248-1010
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CARROLL ST, SANBORN, IA 51248-1151

Mortgage

Document Number	0020222812
Date	Nov 1, 2022
Instrument	2022-2812

Lender

Name	BANK
Type	Bank
Address	SANBORN, IA 51248

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Aug 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Nov 18, 2024
Property Address	511 SHAY AVE, SANBORN, IA 51248-1010
Document Number	0020242621
Instrument Date	Nov 12, 2024
Instrument	2024-2621
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 SHAY AVE, SANBORN, IA 51248-1010

Mortgage

Document Number	0020242622
Date	Nov 18, 2024
Instrument	2024-2622

Lender

Name	SANBORN SAVINGS BANK
Type	Bank
Address	219 MAIN ST, SANBORN, IA 51248

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	Jan 13, 2030

Interest

Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	O'BRIEN IA
Recording Date	Sep 29, 2022
Property Address	511 SHAY AVE, SANBORN, IA 51248-1010
Document Number	0020222533
Instrument Date	Sep 23, 2022
Instrument	2022-2533
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CARROLL ST, SANBORN, IA 51248-1151

Tax Assessment & Valuation

The 2025 property tax bill for 511 Shay Ave was $4,646, up 19.4% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,646.00 (+19.4%)	$347,720 Land $36,980 Building $310,740	$347,720 Land $36,980 Building $310,740
2024	$3,891.00
2023		$117,960 Land $36,980 Building $80,980	$117,960 Land $36,980 Building $80,980
2022	$14.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 511 Shay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Shay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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