511 S Wayne St, Gary, IN 46403 Property Records

Lake County property record for 511 S Wayne St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,016 sqft · built 1970
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on File
Last Sale$187,064 (Apr 2026)
Tax Bill$747 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-47-0462-0003

Property Details

APN / Parcel Number

Primary APN001-25-47-0462-0003
Alternative APNs
  • 45-09-04-427-003.000-004
  • 254704620003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,016 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area1,008 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address511 S WAYNE ST
CityGARY
StateIN
Zip46403-3343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNRISE SUB. LOT 3 BLK. 1
Legal SubdivisionSUNRISE SUB
Legal Block1
Legal Lot Number3
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1010
Census Tract10207

Owner

Source: Lake County records · APN 001-25-47-0462-0003

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address511 S WAYNE ST, GARY, IN 46403-3343
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2026 · Amount on Record
Deed SaleApr 10, 2026 · Amount on Record
Deed Document Number2026514203
Prior Transfer DateOct 23, 2024
Prior Transfer Doc0000031174
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateApr 10, 2026
Property Address511 S WAYNE ST, GARY, IN 46403-3343
Document Number0000514203
Instrument DateApr 08, 2026
Instrument2026514203
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address511 S WAYNE ST, GARY, IN 46403-3343

Mortgage

Document Number0000514204,
DateApr 10, 2026
Instrument2026514204
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000014205,
DateApr 10, 2026
Instrument2026514205
Lender
Agreement
AmountAmount Recorded
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$62,700 (+15.68%) Land $9,200 Building $53,500$62,700 (+15.68%) Land $9,200 Building $53,500
2024$747.00 (+37.82%)
2023$54,200 (+24.6%) Land $9,200 Building $45,000$54,200 (+24.6%) Land $9,200 Building $45,000
2022$542.00 Homeowner's exemption$43,500 Land $9,200 Building $34,300$43,500 Land $9,200 Building $34,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Frontier.

Based on FCC filings for 115 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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