511 S Walnut St, Creston, IA 50801 Property Records

Union County property record for 511 S Walnut St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,059 sqft · built 1911
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Nov 2009)
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0512281005`

Property Details

APN / Parcel Number

Primary APN	`0512281005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,059 sqft Living Area
Basement Area	1,059 sqft
Finished Basement	1,059 sqft
Unfinished Basement	1,040 sqft
Game Room	Game Room
Flooring	Laminate Plank
Interior Walls	Plaster

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	511 S WALNUT ST
City	CRESTON
State	IA
Zip	50801-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 531
Legal Subdivision	ORIGINAL TOWN OF CRESTON
Legal Lot Number	531
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4059
Census Tract	190200

Owner

511 S Walnut St is owned and occupied by an individual who bought it in November 2009.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	511 S WALNUT ST, CRESTON, IA 50801-3858
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE SAVINGS BANK
Nov 18, 2009	Deed of Trust, Mortgage THE SOUTHERN IOWA COUNCIL OF GOVERNMENT
Nov 18, 2009	Legal Action/Court Order, Foreclosure LOWA STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2009 · Amount on File
Deed Sale	Nov 18, 2009 · Amount on File
Deed Document Number	20092260
Deed Book / Page	967 / 55
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	511 S WALNUT ST, CRESTON, IA 50801-3858
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001226/176
Date	Jul 31, 2020
Book Page	1226/176
Instrument	2020-00001375

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 15, 2035

Interest

Rate Type	Adjustable Rate

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	511 S WALNUT ST, CRESTON, IA 50801-3858
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000967/065
Date	Nov 18, 2009
Book Page	0967/065
Instrument	00002262

Lender

Name	THE SOUTHERN IOWA COUNCIL OF GOVERNMENT
Address	CRESTON, IA 50801

Agreement

Amount	Amount on Record
Term	83 Months
Due	Oct 30, 2016

November 2009: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	UNION IA
Recording Date	Nov 18, 2009
Property Address	511 S WALNUT ST, CRESTON, IA 50801-3858
Document Number	0000967/55
Book / Page	967 / 55
Instrument Date	Nov 18, 2009
Instrument	00002260
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S WALNUT ST, CRESTON, IA 50801-3858

Mortgage

Document Number	0000002261
Date	Nov 18, 2009
Instrument	00002261

Lender

Name	LOWA STATE SAVINGS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 511 S Walnut St was $1,474 with a homeowner's exemption, up 0.5% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,310 (-) Land $9,000 Building $90,310	$99,310 (-) Land $9,000 Building $90,310
2025	$1,474.00 (+0.55%) Homeowner's exemption	$99,310 Land $9,000 Building $90,310	$99,310 Land $9,000 Building $90,310
2024	$1,466.00
2023		$85,380 Land $9,630 Building $75,750	$85,380 Land $9,630 Building $75,750
2022	$1,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 S Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 511 S Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision, Verizon.

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