511 S River St, Cook, MN 55723 Property Records

St. Louis County property record for 511 S River St, Cook, MN 55723

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 832 sqft
Lot Size	0.201 acres (8,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Nov 2025)
Tax Bill	$876 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-0034-00560`

Property Details

APN / Parcel Number

Primary APN	`120-0034-00560`
Alternative APNs	`1191258` `977023`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	832 sqft Gross Area
1st Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	8,786 sqft (0.201 acres)
Garage Area	308 sqft

Exterior Amenities

Deck Area	36 sqft
Patio Area	144 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1191258
Street Address	511 S RIVER ST
City	COOK
State	MN
Zip	55723-8082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 AND 18 SERIAL #
Legal Subdivision	GUSTAFSONS LTS
Legal Block	5
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	COOK
Census Block Group	4
Census Block	4046
Census Tract	15200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 S RIVER ST, COOK, MN 55723-8082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Deed Document Number	20251522720
Prior Transfer Date	Nov 21, 2016
Prior Transfer Doc	00A1299197
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 19, 2025
Property Address	511 S RIVER ST, COOK, MN 55723-8082
Document Number	0001522720
Instrument Date	Nov 5, 2025
Instrument	1522720
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	511 S RIVER ST, COOK, MN 55723-8082

Mortgage

Document Number	0001522721
Date	Nov 19, 2025
Instrument	1522721

Lender

Name	NORTH STAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cook City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$876.00 (-55.49%) Homeowner's exemption
2025	$1,968.00 (+1.34%)	$110,900 (+20.28%) Land $9,100 Building $101,800	$110,900 (+20.28%) Land $9,100 Building $101,800
2024	$1,942.00	$92,200 (+19.74%) Land $6,600 Building $85,600	$92,200 (+19.74%) Land $6,600 Building $85,600
2022		$77,000 Land $5,600 Building $71,400	$77,000 Land $5,600 Building $71,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cook serves 574 people · EPA ID MN1690009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.87 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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