511 S Oak St, Sparta, IL 62286 Property Records

Randolph County property record for 511 S Oak St, Sparta, IL 62286

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Aug 2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-032-015-00`

Property Details

APN / Parcel Number

Primary APN	`19-032-015-00`

Exterior

Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	120 ft deep x 120 ft wide

Location & Zoning

Street Address	511 S OAK ST
City	SPARTA
State	IL
Zip	62286-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	456/713 481/561 663/68 735/645 757/71 2008R03390 2019R00301 120'X120' PT LTS 1 2 BLK 6 W. M. BROWN'S ADDITION CITY OF SPARTA
Legal Subdivision	W. M. BROWN'S ADDITION
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	RANDOLPH IL
Township / Civil Division	SPARTA
Census Block Group	5
Census Block	5039
Census Tract	950600

Owner

511 S Oak St is owned and occupied by two individuals who bought it in August 2026.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 S OAK ST, SPARTA, IL 62286-1725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Jan 28, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Prior Sale	Jan 28, 2019 · Amount on File
Deed Document Number	20262406
Prior Transfer Date	Aug 6, 2026
Prior Transfer Doc	0000002406
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Aug 7, 2026
Property Address	511 S OAK ST, SPARTA, IL 62286-1725
Document Number	0000002406
Instrument Date	Aug 6, 2026
Instrument	20262406
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,635.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S OAK ST, SPARTA, IL 62286-1725

Mortgage

Document Number	0000002407,
Date	Aug 7, 2026
Instrument	20262407

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.63%
Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Jan 28, 2019
Property Address	511 S OAK ST, SPARTA, IL 62286-1725
Document Number	2019R00301
Instrument Date	Jan 28, 2019
Instrument	2019R00301
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S OAK ST, SPARTA, IL 62286-1725

Mortgage

Document Number	2019R00302
Date	Jan 28, 2019
Instrument	2019R00302

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.63%

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Sparta City
Unified School District	Sparta Community Unit School District 140 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$34,955 (+6.83%) Land $4,470 Building $30,485	$104,865 (+6.83%) Land $13,410 Building $91,455
2024	Homeowner's exemption	$32,720 Land $4,185 Building $28,535	$98,160 Land $12,555 Building $85,605
2022	Homeowner's exemption	$28,715 Land $2,205 Building $26,510	$86,145 Land $6,615 Building $79,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 S Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 S Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,395 people · EPA ID IL1570600
Water Source	Surface water
Last State Inspection	May 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Oct 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

Nearby Properties on S Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures