Putnam County property record for 511 S Oak St, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,734 sqft · built 1956 |
| Lot Size | 0.45 acres (19,625 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,146 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 32-040190.0000 |
| Primary APN | 32-040190.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 1,734 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 19,625 sqft (0.45 acres) |
| Garage Type | Mixed |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 511 S OAK ST |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 00628 VAL INCL 32-0401.80 |
| Legal Lot Number | 628 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 30302 |
511 S Oak St is owned and occupied by two individuals.
Source: Putnam County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 S OAK ST, OTTAWA, OH 45875-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 511 S Oak St was $1,146 with exemptions applied.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa Village |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,146.00 Homeowner's exemption | $44,580 Land $5,970 Building $38,610 | $127,370 Land $17,060 Building $110,310 |
| 2023 | $1,146.00 (+19%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $34,780 (-) Land $4,610 Building $30,170 | $126,750 Land $17,060 Building $109,690 |
| 2022 | $963.00 Homeowner's exemption | $34,780 Land $4,610 Building $30,170 | |
| 2020 | $99,370 Land $13,170 Building $86,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 S Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (2007–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 S Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glandorf Internet Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MetaLINK Technologies, Watch TV.
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