Flathead County property record for 511 S Meridian Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,400 sqft · built 1947 |
| Lot Size | 0.33 acres (14,418 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,414 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0778688 |
| Primary APN | R0778688 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 14,418 sqft (0.33 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 69 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000691998 |
|---|---|
| Street Address | 511 S MERIDIAN RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S18, T28 N, R21 W, 13128, PARCEL N/A, TR 5DWA IN L 2 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 18 |
| Legal Quarter | NW |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 1101 |
Source: Flathead County records · APN R0778688
Assessment roll updated December 31, 2022 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 S MERIDIAN RD, KALISPELL, MT 59901-4270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 511 S MERIDIAN RD, KALISPELL, MT 59901-4270 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMT LLC |
| Name | Verified Name |
|---|
| Document Number | 202100024250 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 202100024250 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 511 S MERIDIAN RD, KALISPELL, MT 59901-4270 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 201900006583 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 201900006583 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2029 |
Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,414.00 | $341,000 | $341,000 Land $84,060 Building $256,940 |
Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| VFN Holdings Fiber | 2,500 / 2,500 |
| MontanaSky Networks Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Larkin Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Richon Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 83 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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