511 S Main St, Waldron, IN 46182 Property Records

Shelby County property record for 511 S Main St, Waldron, IN 46182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,569 sqft · built 1920
Lot Size	4.63 acres (201,683 sqft)
Owner	Individual Name on Record
Last Sale	$365,085 (May 2026)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73-12-31-200-092.000-011`

Property Details

APN / Parcel Number

Primary APN	`73-12-31-200-092.000-011`
Alternative APNs	`00441628498` `0072500800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,569 sqft Living Area
1st Floor Area	2,569 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	201,683 sqft (4.63 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	436 sqft
Shed	1 Shed
Shed Area	120 sqft
Gazebo	227 sqft
Lean-To	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00441628498
Street Address	511 S MAIN ST
City	WALDRON
State	IN
Zip	46182-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S2 NE 31 12 8 4.63AC
Jurisdiction	SHELBY IN
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2050
Census Tract	710800

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 S MAIN ST, WALDRON, IN 46182-9555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRA CREDIT UNION
May 8, 2023	Affidavit of Death of Joint Tenant, Transfer
May 8, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Deed Document Number	20262353
Prior Transfer Date	May 7, 2023
Prior Transfer Doc	2023002001
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	May 11, 2026
Property Address	511 S MAIN ST, WALDRON, IN 46182-9555
Document Number	0000002353
Instrument Date	May 8, 2026
Instrument	2026.2353
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S MAIN ST, WALDRON, IN 46182-9555

Mortgage

Document Number	0000002354,
Date	May 11, 2026
Instrument	2026.2354

Lender

Name	CENTRA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SHELBY IN
Recording Date	May 8, 2023
Property Address	511 S MAIN ST, WALDRON, IN 46182-9555
Document Number	2023002000
Instrument Date	May 5, 2023
Instrument	2023002000
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S MAIN ST, WALDRON, IN 46182-9555

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHELBY IN
Recording Date	May 8, 2023
Property Address	511 S MAIN ST, WALDRON, IN 46182-9555
Document Number	2023002001
Instrument Date	May 1, 2023
Instrument	2023002001
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	511 S MAIN ST, WALDRON, IN 46182-9555

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Liberty Township
Unified School District	Shelby Eastern Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00 (+16.3%) Homeowner's exemption	$190,800 (+4.72%) Land $21,900 Building $168,900	$190,800 (+4.72%) Land $21,900 Building $168,900
2024	$1,037.00 (-1.8%) Homeowner's exemption	$182,200 (+3.94%) Land $22,400 Building $159,800	$182,200 (+3.94%) Land $22,400 Building $159,800
2023	$1,056.00 (+109.94%)	$175,300 (+3.36%) Land $21,200 Building $154,100	$175,300 (+3.36%) Land $21,200 Building $154,100
2022	$503.00	$169,600 Land $20,000 Building $149,600	$169,600 Land $20,000 Building $149,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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