Shelby County property record for 511 S Main Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,512 sqft · built 1880 |
| Lot Size | 0.155 acres (6,765 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,217 (2025) |
| Deeds & Mortgages | Nov 2005 Mortgage Jun 2011 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-1836403.012 |
| Primary APN | 01-1836403.012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Upper Floors Area | 1,256 sqft |
| Basement Area | 1,256 sqft |
| Unfinished Basement | 1,256 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 6,765 sqft (0.155 acres) |
| Lot Dimensions | 165 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 98 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 511 S MAIN AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-3143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 347 N 1/2 020-18-36-403-012 |
| Legal Lot Number | 347 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 972000 |
511 S Main Ave is owned by two individuals who acquired it in December 2020.
Source: Shelby County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 N WEST AVE, SIDNEY, OH 45365-2306 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2005 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FSB |
| Jun 14, 2011 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FEDERAL SAVINGS BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Dec 29, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2020 |
| Transfer Doc | 002262/111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 511 S MAIN AVE, SIDNEY, OH 45365-3143 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001562/373 |
|---|---|
| Date | Nov 16, 2005 |
| Book Page | 1562/373 |
| Instrument | 200500008833 |
| Name | MUTUAL FSB |
|---|---|
| Address | 121 S OHIO AVE, SIDNEY, OH 45365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 511 S MAIN AVE, SIDNEY, OH 45365-3143 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001820/552 |
|---|---|
| Date | Jun 14, 2011 |
| Book Page | 1820/552 |
| Instrument | 201100002904 |
| Name | MUTUAL FEDERAL SAVINGS BANK |
|---|---|
| Address | SIDNEY, OH 45365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 1, 2016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 511 S MAIN AVE, SIDNEY, OH 45365-3143 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0002284/38 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 2284/38 |
| Instrument | 202100002897 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | IDAHO FALLS, ID 83402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 511 S MAIN AVE, SIDNEY, OH 45365-3143 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2284/38 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 2284/38 |
| Instrument | 202100002897 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | IDAHO FALLS, ID 83402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Dec 29, 2020 |
| Property Address | 511 S MAIN AVE, SIDNEY, OH 45365-3143 |
| Document Number | 002262/111 |
| Book / Page | 2262 / 111 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 202000008189 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 522 N WEST AVE, SIDNEY, OH 45365-2306 |
The 2025 property tax bill for 511 S Main Ave was $1,217, down 5.9% from the year before.
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,217.00 (-5.88%) | $36,460 (-0.71%) Land $5,780 Building $30,680 | |
| 2024 | $1,293.00 (-35.22%) | $36,720 (-) Land $5,780 Building $30,940 | |
| 2023 | $1,996.00 (+68.87%) | $36,720 (+33.77%) Land $5,780 Building $30,940 | $104,150 Land $16,500 Building $87,650 |
| 2022 | $1,182.00 | $27,450 Land $4,290 Building $23,160 | |
| 2020 | $78,420 Land $12,260 Building $66,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 S Main Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 21 (1979–2018) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 511 S Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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