Oneida County and Rome City property record for 511 S Jay St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,521 sqft · built 1935 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,900 (Sep 2006) |
| Tax Bill | $2,061 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.014-1-12 |
| Primary APN | 301301 242.014-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,521 sqft Living Area |
| 1st Floor Area | 1,059 sqft |
| Upper Floors Area | 462 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Width | 110 ft Width |
| Garage Type | Detached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Porch |
| Porch Area | 90 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21355 03 |
|---|---|
| Street Address | 511 S JAY ST |
| City | ROME |
| State | NY |
| Zip | 13440-1627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | SM H&L 110X295 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 21900 |
511 S Jay St is owned and occupied by an individual who bought it in September 2006.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 S JAY ST, ROME, NY 13440-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ONEIDA COUNTY FEDERAL CREDIT UNION |
| Nov 1, 2017 | Loan Modification, Mortgage · Conventional Mortgage OWNERSCHOICE FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2006 · Amount on File |
| Deed Sale | Sep 27, 2006 · Amount on File |
| Deed Book / Page | 2006 / 20848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 511 S JAY ST, ROME, NY 13440-1627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012994 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-012994 |
| Name | ONEIDA COUNTY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 511 S JAY ST, ROME, NY 13440-1627 |
| Document Number | 0000000180 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 511 S JAY ST ROME NY 134401627, ROME, NY 13440-1627 |
| Document Number | 0000000180 |
|---|---|
| Date | Jan 5, 2018 |
| Instrument | 180 |
| Name | OWNERSCHOICE FNDG |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | Jan 4, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
The 2026 property tax bill for 511 S Jay St was $2,061 with a homeowner's exemption.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,061.00 Homeowner's exemption | ||
| 2025 | $55,000 Land $12,200 Building $42,800 | $129,412 Land $28,706 Building $100,706 | |
| 2023 | $55,000 (-) Land $12,200 Building $42,800 | $121,199 (+17.92%) Land $26,884 Building $94,315 | |
| 2022 | $3,435.00 Homeowner's exemption | $55,000 Land $12,200 Building $42,800 | $102,785 Land $22,800 Building $79,985 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 S Jay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 511 S Jay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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