511 S Front St, Wilmington, NC 28401 Property Records

New Hanover County property record for 511 S Front St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,418 sqft · built 1923
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Dec 2021)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R05409-001-006-000`

Property Details

APN / Parcel Number

Primary APN	`R05409-001-006-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	1,233 sqft
Basement Area	1,185 sqft
Finished Basement	1,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2021
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Galvanized Metal
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Terrain	Low
Porch	Slab
Porch Area	808 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	511 S FRONT ST
City	WILMINGTON
State	NC
Zip	28401-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD-R
Legal Description	PT LOT 3 BLK 87 WILM
Legal Subdivision	CITY OF WILMINGTON (1870)
Legal Block	87
Legal Lot Number	3
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2002
Census Tract	11300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilmington Historic and Archeological District listed 1974 · 137 contributing resources · NRIS 74001364

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

511 S Front St is owned and occupied by an individual who bought it in December 2021.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	511 S FRONT ST, WILMINGTON, NC 28401-5013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 6, 2021	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU
Mar 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Apr 6, 2021 · Amount on File
Deed Document Number	202161422
Deed Book / Page	6526 / 1657
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 30, 2021
Property Address	511 S FRONT ST, WILMINGTON, NC 28401-5013
Document Number	00652601657
Book / Page	6526 / 1657
Instrument Date	Dec 28, 2021
Instrument	2021061422
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 CABBAGE INLET LN, WILMINGTON, NC 28409-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S FRONT ST, WILMINGTON, NC 28401-5013

Mortgage

Document Number	2021061423
Date	Dec 30, 2021
Instrument	2021061423

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 6, 2021
Property Address	511 S FRONT ST, WILMINGTON, NC 28401-5013
Document Number	00643301507
Book / Page	6433 / 1507
Instrument Date	Apr 5, 2021
Instrument	2021017016
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 CABBAGE INLET LN, WILMINGTON, NC 28409-3007

Mortgage

Document Number	2021017017
Date	Apr 6, 2021
Instrument	2021017017

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jan 6, 2022

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Mar 2, 2020
Property Address	511 S FRONT ST, WILMINGTON, NC 28401-5013
Document Number	0062891882
Book / Page	006289 / 001882
Instrument Date	Feb 27, 2020
Instrument	7570
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$516.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3500 OLEANDER DR #F20 WILMINGTON NC 284030852, F20, WILMINGTON, NC 28403-0852

Tax Assessment & Valuation

The 2025 property tax bill for 511 S Front St was $3,632, up 33.2% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,300 (-) Land $173,500 Building $443,800	$617,300 (-) Land $173,500 Building $443,800
2025	$3,632.00 (+33.24%)	$617,300 Land $173,500 Building $443,800	$617,300 Land $173,500 Building $443,800
2024	$2,726.00 (+2.95%)
2023	$2,648.00 (-0.56%)	$313,400 Land $76,000 Building $237,400	$313,400 Land $76,000 Building $237,400
2022	$2,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 S Front St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1980–1998)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 1998 · Hurricane Bonnie
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 S Front St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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