Obion County property record for 511 S Chestnut St, Troy, TN 38260
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,338 sqft · built 1960 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $39,500 (Oct 1998) |
| Tax Bill | $476 (2018) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066093 06703 |
| Primary APN | 066093 06703 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 154 ft deep x 120 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 284 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 511 S CHESTNUT ST |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-5622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 6 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 965400 |
511 S Chestnut St is owned and occupied by two individuals who bought it in October 1998.
Source: Obion County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 S CHESTNUT ST, TROY, TN 38260-5622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 1998 · Amount on File |
| Deed Sale | Oct 2, 1998 · Amount on File |
| Prior Sale | Mar 2, 1989 · Amount on File |
| Deed Book / Page | 24Q / 186 |
| Transfer Doc | 00024M0460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 511 S CHESTNUT ST, TROY, TN 38260-5622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050768 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 205/433 |
| Instrument | 50768 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Nov 1, 2027 |
Source: Obion County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Municipality | Troy Town |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,850 Land $1,600 Building $28,250 | ||
| 2023 | $29,850 (+125.71%) Land $1,600 Building $28,250 | $119,400 (+125.71%) Land $6,400 Building $113,000 | |
| 2022 | $13,225 Land $1,275 Building $11,950 | $52,900 Land $5,100 Building $47,800 | |
| 2018 | $476.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 511 S Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 S Chestnut St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY WATER SYSTEM serves 2,096 people · EPA ID TN0000712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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