511 S 8th St, Geneva, IL 60134 Property Records

Kane County property record for 511 S 8th St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,463 sqft · built 2007
Lot Size0.759 acres (33,073 sqft)
Owner2 Individual Names on File
Last Sale$1,500,000 (Mar 2022)
Tax Bill$31,491 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Oct 2017 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN12-10-126-004

Property Details

APN / Parcel Number

Primary APN12-10-126-004

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area4,463 sqft Living Area
Gross Area7,619 sqft
Basement Area3,156 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Lot Area33,073 sqft (0.759 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address511 S 8TH ST
CityGENEVA
StateIL
Zip60134-2507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRT BLK 7 STRATTONS ADD
Legal Subdivision7 STRATTONS ADDN
Legal Block2
Legal Lot Number4,5
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2054
Census Tract852608

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address511 S 8TH ST, GENEVA, IL 60134-2507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Warranty Deed, Transfer · ARM
BANK OF AMERICA NA
Oct 16, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE BANK OF ILLINOIS
Jun 12, 2020Deed of Trust, Mortgage · Line of Credit
FORTRESS BANK
Jun 1, 2018Trustee's Deed, Construction Loan · Line of Credit
FORTRESS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 23, 2022 · Amount on Record
Deed SaleMar 23, 2022 · Amount on Record
Prior SaleApr 19, 2010 · Amount on Record
Deed Document Number202216024
Prior Transfer DateFeb 12, 2013
Prior Transfer Doc0000015431
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 23, 2022
Property Address511 S 8TH ST, GENEVA, IL 60134-2507
Document Number0000016024
Instrument DateMar 22, 2022
Instrument2022K016024
Transaction TypeTransfer
Record UpdatedMar 29, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address511 S 8TH ST, 511, GENEVA, IL 60134-2507

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address511 S 8TH ST, GENEVA, IL 60134-2507

Mortgage

Document Number0000016025
DateMar 23, 2022
Instrument2022K016025
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.5%
IndexOther
Max Rate7.5%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address511 S 8TH ST, GENEVA, IL 60134-2507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054349
DateOct 16, 2017
Instrument2017K054349
Lender
NameFIRST STATE BANK OF ILLINOIS
TypeBank
AddressPEORIA, IL 61615
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address511 S 8TH ST, GENEVA, IL 60134-2507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030823
DateJun 12, 2020
Instrument2020K030823
Lender
NameFORTRESS BANK
TypeBank
AddressPEORIA, IL 61615
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateJun 1, 2018
Property Address511 S 8TH ST, GENEVA, IL 60134-2507
Instrument DateMay 10, 2018
Instrument25571
Transaction TypeConstruction Loan
Record UpdatedJun 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 S 8TH ST GENEVA IL 601342507, GENEVA, IL 60134-2507

Mortgage

Document Number0000025571
DateJun 1, 2018
Instrument25571
Lender
NameFORTRESS BK
TypeBank
AddressPEORIA, IL 61615
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 31, 2019
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,491.00 (-5.87%) Homeowner's exemption
2024$409,228 (+0.63%) Land $66,583 Building $342,645$1,228,175 (+0.67%) Land $199,829 Building $1,028,346
2022$33,455.00 (+2.88%) Homeowner's exemption$406,686 (+3.86%) Land $56,244 Building $350,442$1,220,058 (+3.86%) Land $168,732 Building $1,051,326
2021$32,518.00 Homeowner's exemption$391,572 Land $54,154 Building $337,418$1,174,716 Land $162,462 Building $1,012,254

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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