511 S 8th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 511 S 8th St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,455 sqft · built 1890
Lot Size	0.265 acres (11,550 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0006223.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006223.000`
Alternative APN	`004019-8`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,455 sqft Living Area
1st Floor Area	924 sqft
Basement Area	531 sqft
Unfinished Basement	265 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Roof Material	Shingle
Lot Area	11,550 sqft (0.265 acres)
Lot Dimensions	165 ft deep x 70 ft wide
Garage Area	930 sqft
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004019-8
Street Address	511 S 8TH ST
City	CAMBRIDGE
State	OH
Zip	43725-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-22 15' 120 121 CARSON
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	CARSON
Legal Tract	2
Legal Lot Number	121PT
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2068
Census Tract	977300

Owner

511 S 8th St is owned and occupied by two individuals.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 S 8TH ST, CAMBRIDGE, OH 43725-2812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Line of Credit THE COMMUNITY BANK
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit THE COMMUNITY BANK
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	511 S 8TH ST, CAMBRIDGE, OH 43725-2812
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	NOT AVAILABLE, ABC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 S 8TH ST, CAMBRIDGE, OH 43725-2814

Mortgage

Document Number	574/4699
Date	Apr 2, 2021
Book Page	574/4699
Instrument	202100001750

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	511 S 8TH ST, CAMBRIDGE, OH 43725-2812
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569/5599
Date	Jul 20, 2020
Book Page	569/5599
Instrument	202000003754

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	511 S 8TH ST, CAMBRIDGE, OH 43725-2812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569/3805
Date	Jul 1, 2020
Book Page	569/3805
Instrument	202000003402

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 511 S 8th St was $1,779 with a homeowner's exemption, down 1.3% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (-1.33%) Homeowner's exemption	$36,089 (-) Land $6,388 Building $29,701
2024	$1,803.00 (+11.57%) Homeowner's exemption	$36,089 (+17.15%) Land $6,388 Building $29,701	$103,110 Land $18,250 Building $84,860
2023	$1,616.00 (+5.07%) Homeowner's exemption	$30,807 (+0.02%) Land $5,453 Building $25,354
2022	$1,538.00 Homeowner's exemption	$30,800 Land $5,450 Building $25,350	$88,020 (-) Land $15,580 Building $72,440
2021			$88,020 Land $15,580 Building $72,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 S 8th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1981–2004)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 S 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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