Mitchell County property record for 511 S 2nd St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,049 sqft · built 1900 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Apr 2022) |
| Tax Bill | $1,890 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1026251004 |
| Primary APN | 1026251004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,049 sqft Living Area |
| 1st Floor Area | 656 sqft |
| Basement Area | 953 sqft |
| Unfinished Basement | 953 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 264 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 1,076 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 511 S 2ND ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9,10,11&12 BLK 234 |
| Legal Subdivision | OSAGE |
| Legal Block | 234 |
| Legal Lot Number | 9-12 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 560300 |
511 S 2nd St is owned and occupied by an individual who bought it in April 2022.
Source: Mitchell County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 S 2ND ST, OSAGE, IA 50461-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Apr 13, 2022 | Warranty Deed, Transfer · VA Mortgage BELL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on File |
| Deed Sale | Apr 13, 2022 · Amount on File |
| Prior Sale | Sep 11, 2006 · Amount on File |
| Deed Document Number | 2022661 |
| Deed Book / Page | 2022 / 661 |
| Prior Transfer Date | Nov 10, 2014 |
| Prior Transfer Doc | 02014/2119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 511 S 2ND ST, OSAGE, IA 50461-1023 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02020/2129 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 2020/2129 |
| Instrument | 2020 2129 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Apr 13, 2022 |
| Property Address | 511 S 2ND ST, OSAGE, IA 50461-1023 |
| Document Number | 002022/661 |
| Book / Page | 2022 / 661 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022 661 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 S 2ND ST, OSAGE, IA 50461-1023 |
| Document Number | 002022/662 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 2022/662 |
| Instrument | 2022 662 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 511 S 2nd St was $1,890 with a homeowner's exemption, down 0.5% from the year before.
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,890.00 (-0.53%) Homeowner's exemption | $139,150 Land $23,560 Building $115,590 | $139,150 Land $23,560 Building $115,590 |
| 2024 | $1,900.00 | ||
| 2023 | $132,900 (+33.11%) Land $23,560 Building $109,340 | $132,900 Land $23,560 Building $109,340 | |
| 2022 | $1,654.00 Homeowner's exemption | $99,840 Land $23,560 Building $76,280 | |
| 2021 | $99,840 Land $23,560 Building $76,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 S 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 S 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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