511 S 2nd St, Oregon, IL 61061 Property Records

Ogle County property record for 511 S 2nd St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	1,274 sqft · built 1927
Lot Size	0.187 acres (8,176 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Jan 2026)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-330-005`

Property Details

APN / Parcel Number

Primary APN	`16-03-330-005`

Interior

Stories	1 Story
Building Area	1,274 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	8,176 sqft (0.187 acres)
Lot Dimensions	123 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	350 sqft

Location & Zoning

Street Address	511 S 2ND ST
City	OREGON
State	IL
Zip	61061-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 6 BLK 5 HILLS 1ST ADD CITY OF OREGON
Legal Subdivision	HILLS FIRST ADD
Legal Block	5
Legal Lot Number	6
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4002
Census Tract	961400

Owner

511 S 2nd St is owned by a company that bought it in January 2026.

Source: Ogle County records, as of June 18, 2026

Owner of Record	Company Name on File
Mailing Address	604 GRISWOLD ST, WOOSUNG, IL 61091-9800
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK SARASOTA FL
Jan 9, 2026	Special Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK SHANNON POLO
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Feb 25, 2019	Quit Claim Deed, Transfer · Line of Credit CENTRAL BK/IL
Jun 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	2026147
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	May 26, 2026
Property Address	511 S 2ND ST, OREGON, IL 61061-2016
Document Number	0000002548
Instrument Date	May 8, 2026
Instrument	20262548
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002548,
Date	May 26, 2026
Instrument	20262548

Lender

Name	FIRST STATE BANK SARASOTA FL

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 8, 2031

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jan 9, 2026
Property Address	511 S 2ND ST, OREGON, IL 61061-2016
Document Number	0000000147
Instrument Date	Sep 19, 2025
Instrument	202600147
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, KO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 GRISWOLD ST, WOOSUNG, IL 61091-9800

Mortgage

Document Number	0000000148
Date	Jan 9, 2026
Instrument	202600148

Lender

Name	FIRST STATE BANK SHANNON POLO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 7, 2027

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	511 S 2ND ST, OREGON, IL 61061-2016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004794
Date	Jul 20, 2020
Instrument	202004794

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 10, 2040

Interest

Rate Type	Fixed Rate

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Feb 25, 2019
Property Address	511 S 2ND ST, OREGON, IL 61061-2016
Document Number	0000000944
Instrument Date	Feb 21, 2019
Instrument	944
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	KENZLEY TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1190 CLIFTON TER ROCHELLE IL 610681000, ROCHELLE, IL 61068-1000

Mortgage

Document Number	945
Date	Feb 25, 2019
Instrument	945

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	ROCHELLE, IL 61068

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 24, 2024

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 1, 2018
Property Address	511 S 2ND ST, OREGON, IL 61061-2016
Document Number	0000002980
Instrument Date	May 18, 2018
Instrument	2980
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 CLIFTON TER ROCHELLE IL 61068, ROCHELLE, IL 61068

Tax Assessment & Valuation

The 2025 property tax bill for 511 S 2nd St was $2,544, up 36.1% from the year before.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,544.00 (+36.12%)	$26,232 (+7.25%) Land $6,981 Building $19,251	$78,696 (+7.25%) Land $20,943 Building $57,753
2024	$1,869.00	$24,459 (+10.51%) Land $6,509 Building $17,950	$73,377 (+10.51%) Land $19,527 Building $53,850
2023		$22,133 Land $6,502 Building $15,631	$66,399 Land $19,506 Building $46,893
2022	$1,493.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 S 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon.

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