511 Rugger St, Bakersfield, CA 93314 Property Records

Kern County property record for 511 Rugger St, Bakersfield, CA 93314 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,994 sqft · built 2004
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Last Sale$725,000 (Jan 2021)
Tax Bill$10,010 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Jan 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN409-022-03-00-8

Property Details

APN / Parcel Number

Primary APN409-022-03-00-8
Alternative APNs
  • 409-022-03-5
  • 4090220300
  • 40902203

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area3,994 sqft Living Area
Gross Area5,574 sqft
1st Floor Area3,994 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area174,240 sqft (4 acres)
Garage TypeAttached
Garage Area760 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area820 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelSolar

Location & Zoning

Account Number409022035
Street Address511 RUGGER ST
CityBAKERSFIELD
StateCA
Zip93314-9635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL MAP 2506 , LOT 3
Legal SubdivisionPARCEL MAP NO 2506
Legal Tract2506
Legal Block3
Legal Lot Number3
JurisdictionKERN CA
Township / Civil DivisionROSEDALE
Census Block Group3
Census Block3017
Census Tract3821

Owner

Source: Kern County records · APN 409-022-03-00-8

Assessment roll updated July 21, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address511 RUGGER ST, BAKERSFIELD, CA 93314-9635
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 03, 2020Deed of Trust, Mortgage · Line of Credit
SC STATE FCU
Jan 04, 2021Grant Deed, Transfer · Conventional Mortgage
CASTLE & COOKE MORTGAGE LLC
May 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
KERN FED CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 04, 2021 · Amount on Record
Deed SaleJan 04, 2021 · Amount on Record
Prior SaleAug 25, 2011 · Amount on Record
Deed Document Number2021517
Prior Transfer DateDec 16, 2014
Prior Transfer Doc0000162672
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address511 RUGGER ST, BAKERSFIELD, CA 93314-9635
Transaction TypeMortgage
Record UpdatedMay 08, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 RUGGER ST, BAKERSFIELD, CA 93314-9635

Mortgage

Document Number0000049394
DateApr 27, 2023
Instrument223049394
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2043

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address511 RUGGER ST, BAKERSFIELD, CA 93314-9635
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000949
DateJan 03, 2020
Instrument220000949
Lender
NameSC STATE FCU
TypeCredit Union
AddressBAKERSFIELD, CA 93301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 02, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERN CA
Recording DateJan 04, 2021
Property Address511 RUGGER ST, BAKERSFIELD, CA 93314-9635
Document Number0000000517
Map ReferenceMB 11 PG 139
Instrument DateDec 09, 2020
Instrument221000517
Transaction TypeTransfer
Record UpdatedSep 02, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address511 RUGGER ST, BAKERSFIELD, CA 93314-9635

Mortgage

Document Number0000000518
DateJan 04, 2021
Instrument221000518
Lender
NameCASTLE & COOKE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address511 RUGGER ST, BAKERSFIELD, CA 93314-9635
Document Number0000068043
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedJun 02, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address511 RUGGER ST BAKERSFIELD CA 933149635, BAKERSFIELD, CA 93314-9635

Mortgage

Document Number0000068043
DateMay 30, 2017
Instrument68043
Lender
NameKERN FED CU
TypeCredit Union
AddressBAKERSFIELD, CA 93301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 29, 2027

Tax Assessment & Valuation

Source: Kern County records · Assessment roll updated July 21, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
Secondary School DistrictKern High School District (09 - 12)
Elementary School DistrictRosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,010.00 (+1.52%)$821,176 (+8.87%) Land $324,729 Building $496,447
2024$9,860.00 (+6.63%)
2023$9,247.00 (+1.67%)$754,290 Land $312,120 Building $442,170
2022$9,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kern County (06029C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 23% of California
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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