511 Royal St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 511 Royal St, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2 ba · 1,470 sqft · built 1970
Lot Size	0.058 acres (2,520 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Mar 1998)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-217-05729200`

Property Details

APN / Parcel Number

Primary APN	`06-217-05729200`
Alternative APNs	`6-217-05729200` `21705729200`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	735 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,520 sqft (0.058 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21705729200
Street Address	511 ROYAL ST
City	ANNAPOLIS
State	MD
Zip	21401-4413
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 511 SC 1 FEDERAL TOWNE
Legal Subdivision	FEDERAL TOWNE
Legal Block	2
Legal Lot Number	511
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2000
Census Tract	702500

Owner

511 Royal St, a townhouse, is owned and occupied by two individuals who acquired it in April 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 ROYAL ST, ANNAPOLIS, MD 21401-4413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 1998 · Amount on File
Deed Sale	Mar 11, 1998 · Amount on File
Deed Document Number	19982389
Deed Book / Page	8328 / 608
Last Transfer Date	Apr 29, 2020
Transfer Doc	0345310333
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 5, 2020
Property Address	511 ROYAL ST, ANNAPOLIS, MD 21401-4413
Document Number	0345310333
Book / Page	34531 / 333
Map Reference	MB 41 PG 36
Instrument Date	Apr 29, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 ROYAL ST, ANNAPOLIS, MD 21401-4413

Mortgage

Document Number	34531338
Date	May 5, 2020
Instrument	34531/338

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 511 Royal St was $2,500 with a homeowner's exemption, up 4.6% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,700 (+6.06%) Land $60,000 Building $141,700	$201,700 (-) Land $60,000 Building $141,700
2025	$2,500.00 (+4.6%) Homeowner's exemption	$190,167	$201,700 Land $60,000 Building $141,700
2024	$2,390.00 (+5.1%)
2023	$2,274.00 Homeowner's exemption	$167,100 Land $60,000 Building $107,100	$167,100 Land $60,000 Building $107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Royal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Royal St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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