511 Roma St, Los Banos, CA 93635 Property Records

Merced County property record for 511 Roma St, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,188 sqft · built 2005
Lot Size0.148 acres (6,452 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Dec 2016)
Tax Bill$4,935 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN428-255-030-000

Property Details

APN / Parcel Number

Primary APN428-255-030-000
Alternative APN
  • 428-255-030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,188 sqft Living Area
Gross Area2,659 sqft
1st Floor Area2,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area6,452 sqft (0.148 acres)
Garage TypeAttached
Garage Area471 sqft
Parking Spaces2 Parking Spaces
Patio Area338 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number428-255-030
Street Address511 ROMA ST
CityLOS BANOS
StateCA
Zip93635-6442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionMISSION ESTATES UNIT NO.5 LOT 165
Legal SubdivisionMISSION ESTATE
Legal Lot Number165
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group1
Census Block1014
Census Tract2304

Owner

511 Roma St is owned and occupied by two individuals who acquired it in January 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address511 ROMA ST, LOS BANOS, CA 93635-6442
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2016 · Amount on File
Deed SaleDec 9, 2016 · Amount on File
Prior SaleFeb 15, 2006 · Amount on File
Deed Document Number201644179
Last Transfer DateJan 20, 2021
Transfer Doc0000003427
Record UpdatedOct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateJan 26, 2021
Property Address511 ROMA ST, LOS BANOS, CA 93635-6442
Document Number0000003427
Map ReferenceMB 62 PG 4-7
Instrument DateJan 20, 2021
Instrument2021003427
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address511 ROMA ST, LOS BANOS, CA 93635-6442

Mortgage

Document Number0000003428
DateJan 26, 2021
Instrument2021003428
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 511 Roma St was $4,935 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$396,567 (+2%) Land $71,024 Building $325,543
2025$4,935.00 Homeowner's exemption$388,792 Land $69,632 Building $319,160
2023$4,694.00 (+1.93%) Homeowner's exemption$373,696 Land $66,929 Building $306,767
2022$4,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 511 Roma St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Roma St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Roma St

Nearby Streets

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