Will County property record for 511 Rock Spring Ct, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,871 sqft · built 1993 |
| Lot Size | 0.22 acres (9,795 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Jul 2023) |
| Tax Bill | $13,834 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-01-209-043 |
| Primary APN | 07-01-01-209-043 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,871 sqft Total Area |
| 1st Floor Area | 1,545 sqft |
| 2nd Floor Area | 1,326 sqft |
| Basement Area | 1,081 sqft |
| Unfinished Basement | 1,081 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Lot Area | 9,795 sqft (0.22 acres) |
| Garage Area | 420 sqft |
| Street Address | 511 ROCK SPRING CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-5344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 217 IN BROOKWOOD TRACE UNIT 3, A SUB PRT OF THE E1/2 OF THE NW1/4 THE W1/2 OF THE NE1/4 OF SEC 1, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 01 |
| Legal Subdivision | BROOKWOOD TRACE #3 |
| Legal Lot Number | 217 |
| Legal Unit | 3 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 880304 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 ROCK SPRING CT, NAPERVILLE, IL 60565-5344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Mar 16, 2001 · Amount on Record |
| Deed Document Number | 202335306 |
| Prior Transfer Date | May 14, 1997 |
| Prior Transfer Doc | 0000091308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 511 ROCK SPRING CT, NAPERVILLE, IL 60565-5344 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 511 ROCK SPRING CT, NAPERVILLE, IL 60565-5344 |
| Document Number | 0000052146 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | R2025052146 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.64% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 511 ROCK SPRING CT, NAPERVILLE, IL 60565-5344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Title Company | PRECISION TITLE |
| Name | Verified Name |
|---|---|
| Address | 511 ROCK SPRING CT, NAPERVILLE, IL 60565-5344 |
| Document Number | 0000005317 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | R2024005317 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Feb 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jul 14, 2023 |
| Property Address | 511 ROCK SPRING CT, NAPERVILLE, IL 60565-5344 |
| Document Number | 0000035306 |
| Map Reference | DOC R92-84051 |
| Instrument Date | Jun 13, 2023 |
| Instrument | R2023035306 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 511 ROCK SPRING CT, NAPERVILLE, IL 60565-5344 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 511 ROCK SPRING CT, NAPERVILLE, IL 60565-5344 |
| Document Number | 0000035307 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | R2023035307 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,834.00 (+13.61%) | $229,889 (+9.95%) Land $63,361 Building $166,528 | $689,667 (+9.95%) Land $190,083 Building $499,584 |
| 2024 | $209,085 (+20.11%) Land $57,627 Building $151,458 | $627,255 (+20.11%) Land $172,881 Building $454,374 | |
| 2022 | $12,177.00 Homeowner's exemption | $174,072 Land $48,157 Building $125,915 | $522,216 Land $144,471 Building $377,745 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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