511 Riviera Dr, Naples, FL 34103 Property Records

Collier County property record for 511 Riviera Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	4,443 sqft · built 2015
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,725,000 (Jan 2016)
Tax Bill	$30,122 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`088600 J 484A21`

Property Details

APN / Parcel Number

Primary APN	`088600 J 484A21`
Alternative APNs	`13032280005023700J484` `13032280005`

Interior

Stories	2 Stories
Building Area	4,443 sqft Living Area
1st Floor Area	3,342 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Carport
Garage Area	144 sqft
Carport	Carport
Carport Area	144 sqft
Pool Area	512 sqft
Deck Area	2,150 sqft

Location & Zoning

Street Address	511 RIVIERA DR
City	NAPLES
State	FL
Zip	34103-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 7 BLK J LOT 48 OR 582 PG 614
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 7
Legal Tract	088600
Legal Block	J
Legal Lot Number	48
Legal Unit	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 RIVIERA DR, NAPLES, FL 34103-4128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2016 · Amount on Record
Deed Sale	Jan 20, 2016 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	20165218735
Deed Book / Page	5234 / 524
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	511 RIVIERA DR, NAPLES, FL 34103-4128
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063301588
Date	Feb 16, 2024
Book Page	6330/1588
Instrument	6508865

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	511 RIVIERA DR, NAPLES, FL 34103-4128
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056690050
Date	Aug 30, 2019
Book Page	5669/0050
Instrument	5760293

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	511 RIVIERA DR, NAPLES, FL 34103-4128
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 RIVIERA DR, NAPLES, FL 34103-4128

Mortgage

Document Number	0060410729
Date	Nov 12, 2021
Book Page	6041/729
Instrument	6158562

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	Other
Max Rate	7.37%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,171,970 (+23.92%)	$5,240,163 (+10.99%) Land $2,409,090 Building $2,831,073
2025	$30,122.00 (+3.73%) Homeowner's exemption	$3,366,606 (+5.99%)	$4,721,086 (-11.25%) Land $2,271,490 Building $2,449,596
2023	$29,038.00 (-2.76%) Homeowner's exemption	$3,176,433 (+3%)	$5,319,632 (+18.86%) Land $2,428,747 Building $2,890,885
2022	$29,862.00 Homeowner's exemption	$3,083,916	$4,475,720 Land $1,853,012 Building $2,622,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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